Can anyone help please

seraphin_2

I was and still have a barclays account,i did the reclaiming bit etc, and got the usual letter back.

My question is in order to go down the hardship road what would i need to do, i moved to another bank years ago in order to sort myself out and paid off what i owed to barclays a set amount each month. Would i still be able to pursue the hardship angle, as it certainly left me in hardship for many many years, my bank charges amount to over £3000.

many thanks
sarah:(

natweststaffmember

seraphin wrote: »

I was and still have a barclays account,i did the reclaiming bit etc, and got the usual letter back.

My question is in order to go down the hardship road what would i need to do, i moved to another bank years ago in order to sort myself out and paid off what i owed to barclays a set amount each month. Would i still be able to pursue the hardship angle, as it certainly left me in hardship for many many years, my bank charges amount to over £3000.

many thanks
sarah:(

I think it is unlikely they will consider financial hardship after the fact, that is, after you have dealt with it and are no longer in financial hardship.

Premier_2

Financial hardship is usually the result of some unexpected change in lifestyle resulting in a fall in disposable income and/or increased expenditure (e.g. loss of job, illness, etc) not simply having to pay back debts you have accrued.

For further information, look at the link in NWSM's signature above.