We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

mum died-can I reclaim?

davidbrent3
davidbrent3 Posts: 9 Forumite
in Reclaim bank & credit card charges
I all I was just looking for some assistance. My mum passed away around 6 months. I'm a young professional man who would love to get his mum's money bank from the bank. My mum had a current account with LLoyds and recieved several unfair bank charges in my opinion (around £600). I want to know if it is worth me fighting this? and if I'm allowed to fight it as it was my mum's money which the bank took and therefore am I legally allowed to fight this charge?

Thanks
«1

Comments

  • solodanceparty
    solodanceparty Posts: 280 Forumite
    Even if you are allowed to do it, you won't get anything back. The banks won. You'll just get a snotty letter (I got two) gloating about their court victory telling you to stuff it.
  • Premier_2
    Premier_2 Posts: 15,141 Forumite
    10,000 Posts Combo Breaker
    Are you the executor? The bank will probably only deal with executors in such circumstances.
    "Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 2010
  • PC_Gabriel_Kent
    PC_Gabriel_Kent Posts: 232 Forumite
    Waste of time OP
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    PC_Gabriel_Kent wrote: »
    Waste of time OP

    Why and please explain cos I'm not sure of your reasoning?
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • PC_Gabriel_Kent
    PC_Gabriel_Kent Posts: 232 Forumite
    Because of the OFT ruling for one!
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    PC_Gabriel_Kent wrote: »
    Because of the OFT ruling for one!
    Is that all you have?
    I thought you might have a better argument than that....very disappointed.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • di3004
    di3004 Posts: 42,579 Forumite
    Hi there

    Not sure how this works, so please bear with me, in case I got this wrong here, what about applying for "power of attorney" would this be allowed in these cases?

    Like I said, I do not know if this can be done or not though, good luck and so sorry about your mum, my thoughts are with you.
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    Nice avatar Natweststaffmember.;)
    The one and only "Dizzy Di" :D
  • Premier_2
    Premier_2 Posts: 15,141 Forumite
    10,000 Posts Combo Breaker
    di3004 wrote: »
    Hi there

    Not sure how this works, so please bear with me, in case I got this wrong here, what about applying for "power of attorney" would this be allowed in these cases?

    Like I said, I do not know if this can be done or not though, good luck and so sorry about your mum, my thoughts are with you.

    Sadly not. Power of attorney, or even the greater enduring power of attorney ends on death. Also the person needs to be alive to grant the power of attorney in the first instance.
    "Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 2010
  • di3004
    di3004 Posts: 42,579 Forumite
    Premier wrote: »
    Sadly not. Power of attorney, or even the greater enduring power of attorney ends on death. Also the person needs to be alive to grant the power of attorney in the first instance.


    I see, thanks for confirming this, I was not sure.;)
    The one and only "Dizzy Di" :D
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604.1K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture