Wed 3rd Feb - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D

Goooooood morning everyone
Hope everyone well today....hooray we're halfway through the week
I might go to Uni today...I didn't sleep very well though, so might have a rest this morn and go in this afternoon, really want to try and get back into it!
List for today:

• check banking
• daily scratchcard
• packed lunches for girls
• meal from plan tonight - sausages, mash, veg etc
• heating off during day (for as long as poss)
• read papers online
• NSD unless I get to college and I'll buy a cuppa
• Read more of Uni library books
• Get a few more items on ebay

Ok, that's it for now

mogchops

Morning Milly, thanks for starting the thread!! Glad you are feeling a bit better, good luck if you go into uni today!

I got up to find a decapitated rodent with its intestines hanging out all over my landing - nice. Thanks cat. Great start to the day.

Today:
- check online banking (still got money in there! Blimey!)
- packed lunches where required
- tea from meal plan
- NSD
- hokey cokey
- do all comps ending 03/02

have a good day everyone xxx

Miss_Piggy_2

Morning Milly and Mogchops and all that follow!

Mogchops :rotfl:at your "present" on the landing! (sorry :rotfl:)

Efforts for today include:

* Storecupboard lunch and dinner
* NSD
* Check ebay items
* Check on-line banking
* Spare change into bertie Bassett
* Do washing at Mums (and she tumbles it for me:T)
* Heating off as seems quite warm today

Thats about it folks! Have good days!

Miss P
xx

Pippilongstocking

Hello peeps MC um your cat is very nice......Milly woo hooo to feeling better
#
WE've lots of snow

One school is on, one is off so it was like a war zone in my house this morning (I hid in bed making sympathetic noises)

Payday today -
Check bank
Look for quidco money
Move some money to expense accounts
Update online FREE spreadsheet thingmy - which is ace - I;ve uploaded my household spreadsheet on there (geek central I know!!) www.editgrid.com
Wrap up as might be in field
Tea from cupboards
Lunch from cupboards
Fire on later to keep one room warm
Think if we want to let out downstairs bedsit for 4 months - ?
Hokeycokey to hang up inside
Not sure if NSD as there's a lack of fruit in the house (we've everything else) BUT I've overspent a bit already this month (hungry when out on Sunday and shopping - dont do it,,,,,,)
Update FAFF list on the cutting down thread
Try and shimmer through the snow
Order some books from DS and find a way to get them not on the normal book ordering place (amazon) as there's a few book places on Quidco
CHeck airports and forecast as the weather isnt improving supposed to be going to inverness for the weekend- at the moment I can't see that happenning cos of the snow.
Charge phone at work

Not sure what else!

Will pop on some very very very thick long socks and a hat and gloves and 2 thousand layers of clothes and all that

domesticgoddess

Morning All


Its cold here but I'm all wrapped up so should be ok not to boost heating etc.
Today my plans are to look for more MS
Meals from cupboard/leftovers
General housework avoidance
Check bank account

Have a good day all

irishmist_2

Hi there and hope you're all having good days so far.

Today:
-will continue preparing for interview next week
-friend round for coffee but have HM biscuits here for that
-turned heating off
-reusasble nappies and breastfeeding!
-washing at 30 and on airers
-check banking, and renamed online accounts so see "debt card going down" and "emergency savings" rather than account numbers which makes it feel different somehow!
-meals all sorted, well other than cooking them!
collect eggs from chicks

Think that's it!

angelflower_2

all this quidco talk.....

- checked bank and had an extra 97.39 in there. Checked quidco and found its from them!! Never had a clue it was coming. Back to Sainsbury insurance I took out in May for the pets and then decided not to continue with about August. Got email to say I wasnt getting it which I was fine about and yet now its in my bank! Wont spend just yet just in case they want it back but thought that made up for Kwik fit insurance who didnt pay out.
- use orange wednesdays to go see avitar tonight

and thats about it today.....hope you are all well (and managing to keep warm)

Bagpuss741

Today I have/will:

1. Checked online banking
2. NSD
3. Paid Monsoon £50 even though minimum was only £26:T
4. £5 bingo britain
5. Free scratchcard
6. Will try to get free mp3 via this link when it goes live at 1pm http://www.tunechecker.com/
7. OU Coursework
8. Have contacted OU re: grant (not sure when it's due)
9. Walk dog locally
10. Received £50 Quidco money:j Made extra payment on credit card:A
11. Store cupboard meals
12. Will try my best to sparkle bit have sinus infection:(

catmiaow

Morning all,

Today I will:

Enjoy my last day off(booo)
Check online banking
Enter competitions
Apply for more jobs
Ring my nan using free mins
Post test letters
Doc appointment

Hope everyone has a good day :j

picasso2

Hello all , I am still sulking ! This is likely to go on until I go back to work and the real world next week or I hear some better news from my solicitor (unlikely). Still , I have my health , I have my health , I have my heath.....

We only have a little snow but it is very cold, however the heating is staying off as long as possible, I am wrapped up and dd has gone out.

Not much getting done due to said sulk but heres my plans:

• check online banking
• do surveys
• hokey cokey laundry
• banana bread from browning bananas
• meal from plan for tea , soup for lunch from huge batch made yesterday
• complained to littlewoods as my new slow cooker arrived , they reversed my payment with voucher and stole full price from my bank ! They promise to put it back but i am waiting till they do before using it.
• do some comps and dream of winning something , anything ...
• List one more item on ebid as its doing so well.

Keep warm everyone , and hang on to those dreams

Lemon_Tree

hi everyone
today i will:
check online banking
update accounts
do scratch cards
keep heating off as long as possible.
remember to turn of power to tv etc when not in (even though i don't keep them on standby anyway)
sort a load of washing to go on indoor lines
put away washing
tidy up one area of the house