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Can someone help me fill in the hardship template

Hia

Sorry took all morning to workout how to use this post.
Im claiming hardship bank charges and not sure what to put where it states how are you in hardship. Well i now why but just need help wording ii better. We are in our eyes in debt. Owe lots of money. Got a £10,000 overdraft to pay ect.

Would realy appreciate some help.
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