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bank charges overdraft

trevy27
trevy27 Posts: 1 Newbie
in Reclaim bank & credit card charges
im fed up with ulster bank northern ireland because they keep charging me every month for overdrafts.i have been charged £65 last month and charged again yesterday £35.60!it is stupid!any bank suggestions that dont charge for allowed overdrafts to make my life easier?thanks!

stop banks overcharging for overdrafts 2 votes

yes
50% 1 vote
no
50% 1 vote
maybe
0% 0 votes
ban charges
0% 0 votes

Comments

  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    Have you asked the bank what the charges are for and how you can avoid them?
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • Premier_2
    Premier_2 Posts: 15,141 Forumite
    10,000 Posts Combo Breaker
    trevy27 wrote: »
    ...any bank suggestions that dont charge for allowed overdrafts to make my life easier?thanks!

    I have authorised bank overdrafts with both LloydsTSB & HSBC and don't get charged any fees. I suspect RBS & Barclays offer similar.

    I would get charged interest, of course, but then I don't know of any money lender who lends money for free ... at least not one that wishes to stay in business.
    "Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 2010
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    Premier, if only we were students again ;)
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
This discussion has been closed.
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