50cc Scooter for 16 year old

gaz_jones

Yes, the one I have just edited. The one where I edited expensvie to expensive. What about it?

Had you quoted my whole post originally you would be able to see this, instead of quoting one line which took my whole post out of context.


E2A:


Also, just to clarify. The line you have quoted from my post is fronting.

gaz_jones

:rotfl: OK then Dibble you must be right


If a mod can see what was added/edited in my post they have permission to post it in here.

Sorry, OP, for dibble taking your post off topic.

Flearoy

Curv

I would register it as his and insure it as his. I can't see how any other arrangement would possibly reduce the insurance cost. Having you as a named rider will be irrelevant in terms of 'reducing risk' (in the insurers eyes) because you can't go on the back of the scooter with him to supervise his riding, as he won't be allowed to take a passenger on L-plates and CBT. I've noticed that for cars at least, some insurers seem not to like it when the main driver and registered keeper are not the same person.

Not that it's my business, but don't listen to the doom-mongers about the dangers of scooters. For commuting in town they are excellent, and the low power isn't a real problem at >30mph. The CBT is just a start to learning though - I'd recommend the BikeSafe program run by the Police to give some real-life safe riding skills.

My two pence worth is that a year on two wheels will make him a much better car driver when he turns 17, certainly a more conscientious one.

All the best

captainspam

Both my oldest boys had scooters and they were insured at a resonable rate. I think they payed £28 a month. It had to come out my bank account because under 18's cannot have a direct debit but it worked out fine for us. If you want to know what insurance co we used i can go have a look.

gaz_jones

Flearoy wrote: »

Curv

I would register it as his and insure it as his. I can't see how any other arrangement would possibly reduce the insurance cost. Having you as a named rider will be irrelevant in terms of 'reducing risk' (in the insurers eyes) because you can't go on the back of the scooter with him to supervise his riding, as he won't be allowed to take a passenger on L-plates and CBT. I've noticed that for cars at least, some insurers seem not to like it when the main driver and registered keeper are not the same person.

Not that it's my business, but don't listen to the doom-mongers about the dangers of scooters. For commuting in town they are excellent, and the low power isn't a real problem at >30mph. The CBT is just a start to learning though - I'd recommend the BikeSafe program run by the Police to give some real-life safe riding skills.

My two pence worth is that a year on two wheels will make him a much better car driver when he turns 17, certainly a more conscientious one.

All the best

It's not about insurance costs. It is going to be a family scooter as opposed to her sons scooter. He is just going to have use of it.

Skintmama

Do check with individual insurance companies what their policy is. Having just insured my 16yr old for a 50cc bike, my experience was that everything had to be in his name as he would be the main rider. It was just under £400 as we included cover for theft, which can be a serious problem with these bikes.

Curv

Flearoy wrote: »

The CBT is just a start to learning though - I'd recommend the BikeSafe program run by the Police to give some real-life safe riding skills.

Thanks for this and for all the other comments.*

I think I need to call some insurance companies to check their policies regarding owners/person insured.

It's all very interesting and helpful, thank you.

*Officer_Dibble:

Now you've changed it, it does.

gaz definitely didn't change the part of his post you think he did. Prior to any editing my husband and I read gaz's post at 11.53am and yours, immediately after it. We commented to each other that you seemed to have got the wrong end of gaz's stick (so to speak!).

HTH

isitenough

Just wanted to say that my OH rides a scooter to work (money saving!) and says it's a fine way to travel if you have the right gear and know the dangers (anyone else on the road!). Don't skimp on the safety clothing and as long as your son is mature about it he should be fine.

gaz_jones

Curv wrote: »

Thanks for this and for all the other comments.*

I think I need to call some insurance companies to check their policies regarding owners/person insured.

It's all very interesting and helpful, thank you.

*Officer_Dibble:


gaz definitely didn't change the part of his post you think he did. Prior to any editing my husband and I read gaz's post at 11.53am and yours, immediately after it. We commented to each other that you seemed to have got the wrong end of gaz's stick (so to speak!).

HTH

Thanks very much Curv Appreciate the back up


Definitely speak to some insurers and see what their take on the matter is. Can't see you having too much trouble though.

gaz_jones

isitenough wrote: »

Just wanted to say that my OH rides a scooter to work (money saving!) and says it's a fine way to travel if you have the right gear and know the dangers (anyone else on the road!). Don't skimp on the safety clothing and as long as your son is mature about it he should be fine.

Very good advice there. The one area you don't want to save money on is protective clothing.