Monday 1st February - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D

Good morning lovelies
Argh I'm tired today - eldest dd has a tickly cough so was up in the night....annoying me:o Poor thing has exams at school this week so hope she's more awake than me;) Youngest wasn't well last night - temperature, aching and general blurgh-ness...but she really wants to go to school, they have a morning trip today...so she's up and getting ready...she is good:p
Me, I'm at home, not too bad today....just the tiredness. Must try get stuff on ebay ready for the make £5 a day challenge! (Busted last month's target)

to anyone who wants/needs one (me?!?!!?!) and welcome to any new posters!

...for Sans over the weekend...hope you had a fab day:D
Ok, time for my list:

• check banking
• daily scratch
• Tesco shopping coming - hope it's all there;)
• Meal from plan tonight - chicken chow mein.
• Chicken out of freezer for tonight
• heating low - get hot water bottles out
• list on ebay
• packed lunches for girls to school
• lights off when not in rooms
• Knee length stripey socks on to keep me warm....almost like the ones in my avatar:rotfl:

Found this smilie....tis me, banished to my house... hahaha!!
Have a lovely day!!

Triangle

Good morning all :hello: and big hugs to Milly - hope your girls feel better sooon :A

My list for today:

• Weather bad again so will take extra extra care on roads
• At work placement all day
• Packed lunch
• Storecupboard meal
• Start spending diary
• Aim for a NSD
• Plan Uni work needed to do this week
• Walk puppy dog for free excerise
• Enter some competitions tonight

Thats all I can think ofso far today
Have a good one and take care

T x

Pippilongstocking

Pinch punch first of the month!!

Hello

Me today
Check banks
PAD to something
Brekkjie at home
Storecupboard lunch/tea
Phone to charge at work
Camera to charge at work
Might walk in (very snowy here)
DD not feeling great so she's staying home (I'm so tempted to stay home with her)
Check emails about a house
Try for a NSD
Update spreadsheet for scoring the AFD challenge in Feb
Update spend spreadsheets
Crochet more of my blanket (I think I've got it now)
Take some photos
Phone insurers for NCB (I really need do this)

Hugs chaps - Milly ta for the thread - Hope you're feeling better soon! Triangle I hope you and DH are OK......

catmiaow

Morning all,

Just one more payment on the loan now woo hoo!

Today I will:

Tidy house and vacuum
See to pets
Take kitchen rubbish out
Check online banking - two bills haven't gone out wonder why mmm
post work letters
See my nan
See my mum
Get essentials in town
Free breakie
Slimming world later - exercise before hand - naughty over the weekend oops

Hope everyone has a good day

Casperthefriendlyghost

Good morning everyone

I'm lucky here as there's no snow, just clear blue skies, but it's cold today. I've got loads to do today and as I'm off from work this week I want to make the most of the time I have.

Today I will:

Check online banking
Make all my meals from the storecupboard
Breakfast: Gluten Free Oats with Honey and Milk
Lunch: Ham and Mustard Sandwich
Dinner: Roast Pork Chop With Spring Onion and Mushroom Mash
NSD 01 for the month as I'm staying in and not going out at all
(my month started on the 25th lol)
Update budgets and spreadsheets
Post 4 items on ebay
No heating on today, it's warm enough and am scared to death of gas and electricity bill come May, am still in credit on this one just received, but it's an estimated one and haven't had the courage to see what numbers it has on it.
Will update my gas and electricity usage spreadsheet today.
Sort out 3 recipe books - check which recipes to keep and put list in front of book so I don't have to search through it each time I want a recipe.
Sort out a huge bag of paperwork
Do the ironing

That's enough to be getting on with today, am going away Friday to Sunday so need to make sure it's all done before I go. Am sitting at the computer for now with a nice warm cup of mocha with a blanket over my knees lol, and am wearing nice "Just For You" socks with teddy bears (literally teddy bears) sewed onto the sides, nice and warm.

millyscarlett hope your daughter feels better soon!

Have a good day everyone!

Cheers
Casper
x x

elfen

Today I shall:
-check Quidco and Dooyoo
-check bank (bought presents for 3 people for about a £10 each)
-try to have an NSD (still have about £30 from pot left so shall use that and keep neutral)
-go to psychs and find out if i can get anymore help

angelflower_2

hello all

didnt get on over the weekend but got a couple of great money stories

Took car to garage, they fixed (some) of the issues and they didnt charge me a penny!! I love my local kwik fit Still got the problem of the passenger door not opening but that will prob have to go to specialist

Went to bingo with friend on Sat and came out £60 in profit! Happy days.

Got an extension on my TMA and got it posted away. I know it was very poor but it should pass.

Went to a tutorial for the other course and it really helped clear some stuff up

So today...

- will home dye my hair
- stay in and have nice night with dd
- write complaint letter to GHD as refuse to pay for a new pair but really need them
- was going to say food from stores but just realised I have no lunch. Will have to buy lunch but will make a nice tea Have discovered how much I love ruskaline (sp) and am obsessed with coating chicken in it and deep frying along with a bit of lemon thyme
- checked banking.....all as expected
- update all figures for month and adjust debts. write down so can update sig tomorrow

Thats all for now. Have pup with me at work today so will get a nice walk up the observatory hill at lunch time.

flugella

Today so far I have done the following:

Well, over the weekend we changed cars to a diesel so as I do 600 miles driving a week I hope my fuel bill will see a change!
Done Onepoll surveys and a YouGov one
Took a sandwich for lunch
Checked banking and had a fight with an Amazon Marketplace seller (someone hacked into my account and ordered £25 worth of stuff, I said I didn't order it and wanted a refund and they posted it anyway so now I have to send some rubbish I didn't order back to Germany and wait ages for the refund. Grr.)
Emailed CCCS to explain that due to work undertaxing me and a £500 tax bill I couldn't pay the full DMP payment this month.

elfen

I also fell asleep instead of going to the shop .

Lurleene

Hi all - still no work for me today as I am not 100% and now T has conjunctivitis so I have had to keep him off school cos it's contagious. Unfortunately this means I miss out on wages for today though as Monday hours are classed as casual, not contracted. Bum.

Anyhow, today I:
1) Paid in a cheque
2) LSD - Went to a charity shop next to the doctors and got 2 books for T for 20p and an Animal t-shirt for B for £2.
3) 4 lots of hokey cokey on quickwash, all drying indoors.
4) Store cupboard meals
5) Listed lots of items on the Netmums For Sale board.
6) Gave T some Lego from my Top Secret Lego Stash. ( i.e freebies collected from the newspaper that I dole out very sparingly ):shhh:
7) Sent off for a free Cath Kidston mag, as seen on freebies board.
8) Cut up my birthday cards to make tags and other cards.
9) Checked bank, quidco and did SC. I have had £13.45 paid from Quidco today, yay!
10)I will make museli muffins later while dinner is in the oven. Must remember to put in flour.
11) I didn't look at anything in Boots while I was waiting for T's eyedrops.

On a non-DFW note, please may I show off because I've lost 5lbs this week? Probably cos I was ill,but I bet the lack of wine was a contributing factor. I think I shall try and stay off it this week too! At least until Lost starts again - I can't wait!

See you later, L x

imamoneysaver

Hi all

Hope everyone is well. well done Lurleene!! feel free to show off! Hope all you sickies feel better soon. **hugs**

I've only been paid 3 days and I have already gone slightly crazy, it's my birthday on Wednesday so went out at the weekend but am trying to make the money up now!

today i have/ will-

added up just how much damage I done to my bank account at the weekend
done some washing
been for a meeting about becoming an exam invidulator at my old school. just got to pass all the checks now! I was shocked when he told me it pays £10 per hour! no work until the summer but thats ok.

still need to do
mystery shop
go shopping and stick to list I havn't yet written
find out how much ebay fee I have to pay and when :S I can't seem to find it anywhere!?

xxx