Lloyds TSB Fight or pay up?

DjDarryL

Dear all,
Im in a situation where i have now come for some help. As we all know about the supreme court bank charges here and us at the site are still waiting for hope. Earlier this month i got a letter from Lloyds TSB stating about my claim on bank charges and they have turned round and said to me in the letter ''they are not going to take any action'' and if i wish to complain to write to the ombusment. So as i put my letter to the side and carry on with life working full time in my job and joining a new bank and getting paid into my new account and treating myself i recieve ''RED LETTER WARNINGS'' From Mitchell solicitors asking for me to pay £900 As soon as possible. Now i want to explain to everyone when i was banking with lloyds tsb i had a personal LOAN with them paying £100 a month over 5 years and had 2 years to go i got a loan of £5,000 and now ive paid and my remain balence is £2,000 Since bank charges happened they put charges on top of charges and i stopted paying my loan and told them and fighted to win my bank charges so as it went on Lloyds tsb hammerd me and its now gone to £900 OVERDRAWN as they put charges on top of charges.

Now im recieving letters from a DEBT PLACE saying i need to pay £900 in the next 7 days. i ignored them and now i got a letter saying Bail lifts will be visiting you in the next month to pay your balence. I have rang Lloyds TSB to come to a agreement and the woman REFUSED to come to a offer and told me to go though with mitchell solicitors as they have passed my information onto them and Lloyds TSB cant do anything about it? They state they will help and they are not to me. And now i have recieved another letter from another debt place in glasgow saying pay £1,900 ?? so i agreed to pay £10 a month by GYRO as they are sending me one out and now Michel Rang me yesterday saying i need to pay £900 and i told them about this other company and they want me to photo copy there letter and prove to them. so i have 2 debt companies with 2 differant balance money and Lloyds TSB wont help me? So whats the best idea someone can tell me before i make a move or a payment? someone help.

Thank You.

Darryl from leeds

Premier_2

You need to first discover the reason why you are being asked for the monies.

You are entitled to be told how the alleged debts have been created.

That should clarify whether it stems from the same root cause, or from 2 different causes.

DjDarryL

ok thanks, aint had any letters since or phone calls over a week now but when i get anything i will take your advice and ask them for a reason even though it was unplanned overdraft fees. But thanks mate

Premier_2

I would suggest that you don't wait for them to contact you again, but rather demonstrate that you are taking their claims seriously by contacting them and asking for clarification on the alleged debts.