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a few 1stcredit questionsPosted: Sat Jan 30, 2010 1:05 pm
Comments
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my worry is mate that at the moment i have nothing in my name. I keep dreading a scenario, where i don't bother with them after the statute barred letter, i end up buying a property in my name or such and then i get letters at a later stage saying that 1stcredit will apply for a "charging order" against my property.0
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If it is over 6 years, it is statute barred so they can talk a long walk of a short peir.
If there is a CCJ, and they have not used it to enforce the debt for 6 years, then they have to go back to court (you should go too) and find out why they have not enforced it. Goes in your favour that you sent them letters asking for replies, but they didnt so the we couldnt find you excuse won't wash.
If the judge is not happy wit the creditors reasons (judges aren't happy they wasted a CCJ hearing 6 years+ before anyway), the CCJ will be ended and the debt statute barred.Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.
There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies0 -
Is skipping addresses and avoiding contact good enough reason for them?0
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