Now this will make you laugh...

james32_uk

Arrived home yesterday to a letter dated 3rd July stating that MAX Recovery Ltd had bought my debt from MBNA Europe PLC.

Arrived home today to a letter from MBNA Europe PLC offering me to apply for a great new deal on their latest Platinum Plus credit card! :rotfl:

How thick are these guys?

elantan

i'd apply for it for a laugh ..lol

john_kent

I am still chasing with Cahoot , why I got a letter with my details in it on a pre prepared loand form , where the email address was ******CAHOOT@*******.co.uk

They have now admitted that they cannot find and recorded evidence of me allowing them to share details.

Oh , and the "Unique customer ID" is the same as my Cahoot Loan Account.

WOW. What a conincidence.

So not only have they sold my details , they have sold my account details as well. I can see a very serious complaint to the ombudsman unless someting gets sorted now.

these guys are just unbelievable.

nillhouse

lol, I got one from Capital One a couple of weeks ago! The left hand dosent talk to the right hand in all these places!

john_kent

The company that offered me the loan is not even owned by Abbey National who own Cahoot.

Strange really . They said the reference number was a conincidence (10 digit number) and the email address was "Held on record"

Mike_St_Helens

Hi... Not sticking up for them... As an ex analyst at a bank.

The marketing literature is sometimes prepared either 3/4 months in advance, r prepared by external agents who work from databases that are over 6/8 months old sometimes. And even if you were in arrears sat 3/4 or 6/8 months ago sometimes the agencies simply recieve info from all various sources and in order to hit postal targets, simply send offers to all.

Sorry to stick up for them on this one.....

john_kent

I understand how the system works with old data , but in my case , the info cam eform a non Abbey company

Mike_St_Helens

Like I said, They can use agencies... who dont really know what your payment history is like with the bank concerned and work of old data really.

Still... it a world where IT is so good, you think they would know this !

Dr.Shoe_2

But what about the DPA infringement?

amosworks

From here:

amosworks wrote:

When I get loan or credit applications through the post, I reply with this. I've been doing it for a month and have yet to have any adverse reactions. I think it gets the point accross.

I haven't got time to read this crap

wigginsmum

Amos - that's brilliant