santander - proof if income/expenditure

JamieT1977

not read it fully but does this lie up with your comet card.....
http://www.consumeractiongroup.co.uk/forum/comet/4836-comet-store-card-scam.html

JamieT1977

Aha just as I thought (and the reason I asked who your cards were through) my old friend GE Money are now called Santander lol

emmsie27

Ahh yes that's right. Have you had trouble with them in the past?

JamieT1977

Yes I had a Topman card and owed £250, I could not pay for a few months so they took out a CCJ (no warning.). I paid for a few months then all of a sudden they stopped accepting my payments. I wrote to them and the court asking why and have never had a reply back. This was before they were sold to Santander, maybe something to do with them selling to Santander (who knows).

Though not what you posted for, I would write to Santander cards asking for a copy of your agreement (bet GE did not hand it over to Santander).

JamieT1977

If you had the cards before they sold the company to Santander, this paragraph from a story on the sale may be of interest....

Today's sale agreement comes three months after GE Money was hit with a £600,000 fine by the Financial Services Authority, which ruled that the bank had mis-sold payment protection insurance to a number of store card applicants by failing to provide enough information.

If that fits your case then you may have a case for mis-selling of PPI