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Halifax advice please!

ocraz49
ocraz49 Posts: 8 Forumite
in Reclaim bank & credit card charges
As most others, I received the (get out) letter from the bank. However my charges go back to early 2003 and then they were charging 28 and 30 pounds penalties. Does the Supreme Court Ruling apply to present day charges or are they agreeing that these high charges were correct for 7 years ago. Also Halifax state that they are within their rights if the charges are clearly set out. On my statements, it simply says, charges as notified last month. Is that acceptable as clearly set out?
Can anyone give me any advice on this please?

Comments

  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    I think I have responded to you but the level of charges is no longer an argument you can use.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • the_insider
    the_insider Posts: 795 Forumite
    I believe that the charging structure is shown on the bottom of your Halifax statement. And each statement shows the total charges for the previous month. They might have changed that now though.
    Getting married 02.08.14
    Wins for the wedding: membership for a 'wedsite' and app, £35 gift voucher for party supplies shop, £50 worth of hand painted signs, 1kg of heart shaped marshmallows :money:
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