income support

seana

hi all
been made redundant at xmas after 23 yrs, my daughter is special needs and my wife gets carers allowance for her. after long thought i am going to be the full time carer and have transferred my wifes carers allowance over to me.
just seeking advice on how income support works my wife gets £60 per week wage we get ctc and my daughter gets dla,been paid £18000 redundancy but paid £8000 out on clearing debt.
advice would be helpfull

karenx

yoursavings could be classed as still having the full 18k which means you wouldnt be entitled to means tested benefits

bunny999

seana wrote: »

hi all
been made redundant at xmas after 23 yrs, my daughter is special needs and my wife gets carers allowance for her. after long thought i am going to be the full time carer and have transferred my wifes carers allowance over to me.
just seeking advice on how income support works my wife gets £60 per week wage we get ctc and my daughter gets dla,been paid £18000 redundancy but paid £8000 out on clearing debt.
advice would be helpfull

Deprivation of assets

dmg24

Welcome to MSE seana,

As the others have noted, I would take further advice before paying off your debts with your savings.

seana

thanks yes read about that but finished work on 18th dec and used up about 2500 on living expenses mortgage,bills etc

dmg24

£2500 is a lot to spend in one month when you are needing to claim benefits. I would contact CAB who can look at your individual circumstances.

karenx

is £2500 in a month not a bit excessive on day to day living??

seana

thats dec,jan bills etc but as i explaind my income stopped on 18th dec how long does my redundancy have to last. not claimed a penny since leaving school i am 43 and only after advise not trying to con the state

sunnyone

seana wrote: »

thats dec,jan bills etc but as i explaind my income stopped on 18th dec how long does my redundancy have to last. not claimed a penny since leaving school i am 43 and only after advise not trying to con the state

No one can say how long your redundancy should last and thats why you need to seek help on what you are allowed to spend before spending thousands that may be seen as deprivation of capital.

Oldernotwiser

Your wife can only be working for about 12 hours a week. Does your daughter really need two adults caring for her full time as opposed to supporting her financially?

sleepless_saver

As others have said, best to get proper advice.

One thought: if you are going to be the full time carer, then perhaps your wife could increase her working hours. If she works 16 or more hours then, because of your daughter's disability, she can claim working tax credit as well as ctc .