My quest to be mortgage free by the end of 2012

edited 29 January 2010 at 7:12PM in Mortgage-Free Wannabe
450 replies 26.5K views
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  • gallygirlgallygirl Forumite
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    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
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    Shh (was just trying to cheer pammy up) Havent visited my plot yet so didnt realise it was 0.5 of an acre.

    It's not, I've got the corner plot with 0.9, you've got 0.1 :rotfl:. Nothing to do with me, the developer chose it for me ;)
    Do you know any nice pubs up that way for lunch xx

    Em no. Just know the TC!
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  • gallygirl wrote: »
    It's not, I've got the corner plot with 0.9, you've got 0.1 :rotfl:. Nothing to do with me, the developer chose it for me ;)



    Em no. Just know the TC!

    We must be mad. When do we get to see what Lewis Lane looks like?
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
  • Have just sent our overpayment for August to the mortgage account. We now have an outstanding mortgage balance of £8000 . Drum roll please. Will still be 2012 before it is completely cleared though.
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
  • pammyj74pammyj74 Forumite
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    Oh I am soooooooo jealous :grinheart
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  • Well Done to you Pammy, you have already beaten your target for the year. I take it all houses on Lewis Lane are mortgage free :rotfl:
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
  • 2 days left at work and then 2 weeks off work. I can't wait, it was February last time I had a week off. It's been a long time coming. Nothing exciting is happening on the O/P front. The direct debit comes out on its own so it is just another bill. I must go into DD bedroom over the weekend and sort out her clothes so that we only have left what actually fits her. It is not a nice place to be. I have never met anyone as messy as she is. If there is anyone out there with any tips on encouraging children to be tidy bring it on. We have tried telling her off, leaving it till it is so bad she will fed up with it and doing it ourselves. We have tried rewarding her as well. Its still an insult to a tip :mad:
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
  • greentgreent Forumite
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    2 days left at work and then 2 weeks off work. I can't wait, it was February last time I had a week off. It's been a long time coming. Nothing exciting is happening on the O/P front. The direct debit comes out on its own so it is just another bill. I must go into DD bedroom over the weekend and sort out her clothes so that we only have left what actually fits her. It is not a nice place to be. I have never met anyone as messy as she is. If there is anyone out there with any tips on encouraging children to be tidy bring it on. We have tried telling her off, leaving it till it is so bad she will fed up with it and doing it ourselves. We have tried rewarding her as well. Its still an insult to a tip :mad:

    Can't help there - my DD is reasonably tidy (OCD when it comes to some areas!) and reguarly sorts through stuff in her room. DS1 & DS2 - totally the opposite way (although DS2 is only 4) I'm hoping DS3 (14 months) will be like his sister:p I think it's down to their personalities....
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  • SmlSaveSmlSave Forumite
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    If there is anyone out there with any tips on encouraging children to be tidy bring it on. We have tried telling her off, leaving it till it is so bad she will fed up with it and doing it ourselves. We have tried rewarding her as well. Its still an insult to a tip

    How old is your DD?

    I can't give you any tips but I can say that my room was so bad that I had to put pieces of white paper down to show where you could stand safely without getting stabbed with a pin or something :o It wasn't dirty just full of stuff that I never put away.

    Nothing my family did could change me (I'm sure I remember my Mum putting everything on my floor in a black bin bag once - I just emptied it back out) I get tidier every year - I'm sure :) The turning point was getting my own house.
    Currently studying for a Diploma - wish me luck :)

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  • *Jellie**Jellie* Forumite
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    Sorry no ideas on inspiring tidyness!
    Well done on getting your mortgage down that low- I'm really jealous!! It is going to be a very long slog to get to where you are now!!
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  • Hi

    Thanks for your replies

    Greent, I am sure you are right about personalities. I hope she becomes tidier soon.

    Smlsave. She is 10 years old. There isn't any room on the floor to put down white pieces of paper it is that bad. We have intervened and tidied it and will keep it that way.

    Jellie. Thanks, we cashed in our endowment earlier in the year and are overpaying at least double the required amount. Hopefully when you regularly overpay you will reap the benefits also.
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
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