We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

My quest to be mortgage free by the end of 2012

1246745

Comments

  • greent
    greent Posts: 10,921 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    WEll done!!
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • mummyofonechild
    mummyofonechild Posts: 1,995 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Thank You

    Didnt realise the price difference between shopping around and just leaving the mortgage provider to sort it out. Better late than never :mad:
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
  • greent
    greent Posts: 10,921 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hmm - makes a big difference. When we moved here (almost 5 years ago) we were quoted just under £80/ mth from our then insurers (our mtge co) and got it for £32/ mth for buildings and contents instead. Several insurance claims later and I've had to stay with the same insurers, who are now quite expensive. However, having had almost 2 claim free years (touch wood!!) I'm hopig I can get a better deal elsewhere (and cashback!!) this year when I come to renew.. :)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • mummyofonechild
    mummyofonechild Posts: 1,995 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    It certainly does and we have a "free" £25 extra per month going on overpayments.

    Good Luck when its your turn :beer:
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
  • mummyofonechild
    mummyofonechild Posts: 1,995 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Base rate held at 0.5% for another month
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
  • mummyofonechild
    mummyofonechild Posts: 1,995 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    I now have 2 yellow stars :cool:
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Well done on your stars! :)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • mummyofonechild
    mummyofonechild Posts: 1,995 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    SmlSave wrote: »
    Well done on your stars! :)

    Thank You :D
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
  • MFW_DannyG
    MFW_DannyG Posts: 100 Forumite
    Hey MOOC thought I would drop in and say hi back! Your doing really well i'm well jealous at how low you've managed to get your mortgage! I know what you mean about the insurances, I was signed up with L&G by my mortgage advisor when I first got my mortgage and as I didn't really have a clue what they were for I carried on paying over the odds for about a year and a half. After a bit of searching around I saved around £50 a month on ASU & Home Insurance!
    Ps Well done on the stars !
    MORTGAGE JAN 2019
    £225,000/143,579/63.81%
    HOUSE VALUE/MORTGAGE REMAINING/LTV %
    MORTGAGE NOW
    £143,579/63.81%
    MORTGAGE FREE TARGET JANUARY 2022
  • mummyofonechild
    mummyofonechild Posts: 1,995 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Thanks Danny

    Even though we have a relatively small mortgage it is not going down fast enough as far as I am concerned. The difference in insurance prices was certainly an eye opener. Good luck on your mortgage free journey.
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.1K Work, Benefits & Business
  • 602.2K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.