My quest to be mortgage free by the end of 2012

edited 29 January 2010 at 7:12PM in Mortgage-Free Wannabe
450 replies 26.5K views
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  • greentgreent Forumite
    9.8K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    WEll done!!
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2021 £270.31/£500 Decluttering 2021: 800/1000
  • Thank You

    Didnt realise the price difference between shopping around and just leaving the mortgage provider to sort it out. Better late than never :mad:
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
  • greentgreent Forumite
    9.8K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    hmm - makes a big difference. When we moved here (almost 5 years ago) we were quoted just under £80/ mth from our then insurers (our mtge co) and got it for £32/ mth for buildings and contents instead. Several insurance claims later and I've had to stay with the same insurers, who are now quite expensive. However, having had almost 2 claim free years (touch wood!!) I'm hopig I can get a better deal elsewhere (and cashback!!) this year when I come to renew.. :)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2021 £270.31/£500 Decluttering 2021: 800/1000
  • It certainly does and we have a "free" £25 extra per month going on overpayments.

    Good Luck when its your turn :beer:
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
  • Base rate held at 0.5% for another month
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
  • I now have 2 yellow stars :cool:
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
  • SmlSaveSmlSave Forumite
    4.9K Posts
    Part of the Furniture Combo Breaker
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    Well done on your stars! :)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • SmlSave wrote: »
    Well done on your stars! :)

    Thank You :D
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
  • MFW_DannyGMFW_DannyG Forumite
    100 Posts
    Hey MOOC thought I would drop in and say hi back! Your doing really well i'm well jealous at how low you've managed to get your mortgage! I know what you mean about the insurances, I was signed up with L&G by my mortgage advisor when I first got my mortgage and as I didn't really have a clue what they were for I carried on paying over the odds for about a year and a half. After a bit of searching around I saved around £50 a month on ASU & Home Insurance!
    Ps Well done on the stars !
    MORTGAGE JAN 2019
    £225,000/143,579/63.81%
    HOUSE VALUE/MORTGAGE REMAINING/LTV %
    MORTGAGE NOW
    £143,579/63.81%
    MORTGAGE FREE TARGET JANUARY 2022
  • Thanks Danny

    Even though we have a relatively small mortgage it is not going down fast enough as far as I am concerned. The difference in insurance prices was certainly an eye opener. Good luck on your mortgage free journey.
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
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