We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

ppi company gone bust??

Hi tried to claim back ppi .Followed all procedures even to ombudsman but got same reply "company wound up" . Checked with companies house still says active .Could anyone tell me if Guardian Homeloans LTD really has gone bust . Forgot to add ombudsman didnt say company gone bust . I didnt pursue issue as i just thought i had no chance is it still worth pursuing.Very grateful if anyone could shed some light on this .Many thanks

Comments

  • marshallka
    marshallka Posts: 14,585 Forumite
    edited 29 January 2010 at 10:51AM
    adaman wrote: »
    Hi tried to claim back ppi .Followed all procedures even to ombudsman but got same reply "company wound up" . Checked with companies house still says active .Could anyone tell me if Guardian Homeloans LTD really has gone bust . Forgot to add ombudsman didnt say company gone bust . I didnt pursue issue as i just thought i had no chance is it still worth pursuing.Very grateful if anyone could shed some light on this .Many thanks
    It says on the FSA register

    Basic details for:

    301664 - Guardian Homeloans Ltd

    Current status: No longer Authorised
    Effective Date:04/07/2008
    Tied Agent:Undertakes Insurance Mediation:Registered under Money Laundering Regulations
    :Address:
    40-42 Derby Street West
    Ormskirk
    Lancashire
    L39 3NH
    Phone:
    Fax:
    Email:
    Website:
    44 01695 571 819
    44 01695 579 001
    [EMAIL="ian@gf-loans.co.uk"]ian@gf-loans.co.uk[/EMAIL]
    www.guardianfinance.co.uk

    Ian Hesketh
    40-42 Derby Street West
    Ormskirk
    Lancashire
    L39 3NH

    Also on Companies house it says Dissolved

    Name & Registered Office:
    GUARDIAN HOMELOANS LIMITED
    42 DERBY ST WEST
    ORMSKIRK
    LANCASHIRE
    L39 3NH
    Company No. 03259362


    spacer.gifspacer.gifspacer.gifspacer.gifStatus: Dissolved 08/12/2009
    Date of Incorporation: 04/10/1996

    Country of Origin: United Kingdom
    Company Type: Private Limited Company
    Nature of Business (SIC(03)):
    6512 - Other monetary intermediation
    6523 - Other financial intermediation
    Accounting Reference Date: 31/10
    Last Accounts Made Up To: 31/10/2008 (TOTAL EXEMPTION SMALL)
    Next Accounts Due:
    Last Return Made Up To: 04/10/2008
    Next Return Due:
    Last Members List: 04/10/2008
    Previous Names:No previous name information has been recorded over the last 20 years.



    What date did you take the loan out? If it was after 14th January, 2005 then you should be able to make the complaint through the FSCS and FOS really should have let you know this.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.4K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.5K Work, Benefits & Business
  • 602.8K Mortgages, Homes & Bills
  • 178K Life & Family
  • 260.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.