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Angry IP!
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firebucket
Posts: 11 Forumite
in IVA & DRO
Hello and good afternoon,
I am in the 5th year of my IVA which has been extended by another year after a variation meeting last year! I was paying £814 a month..........to cut a long story short, my marriage broke down leaving me with no place to live and no assests.
After being in debt for most of my working life I had finally come to the end of road financially and personally. I informed my IP that my IVA was going to fail and that bankruptcy was my only option, I missed three payments and waited for my IVA failure certificate, instead I received a letter that she wanted to convene another variation meeting to try and reduce the payment as she didnt want me to go bankrupt, however I would have to pay £500 plus VAT to secure each creditor??? Now Im no rocket scientist but even someone who is very poor with money knows that if I cant pay 814 then I cant be finding xxxx amount !!!!
When I spoke to my IP yesterday and said that I still wanted to go bankrupt, should flew off the hande at me saying she would make sure she would make loads of money out of me if I did the deed rather than going down her route ?????
Anybody got any ideas about this? Im too tired to worry about this anymore and as far as Im concerned they can have what they want as the fight has been drained out of me. I tried my best to pay back what I owe but it hasnt worked out !
Apologies for the long post !
I am in the 5th year of my IVA which has been extended by another year after a variation meeting last year! I was paying £814 a month..........to cut a long story short, my marriage broke down leaving me with no place to live and no assests.
After being in debt for most of my working life I had finally come to the end of road financially and personally. I informed my IP that my IVA was going to fail and that bankruptcy was my only option, I missed three payments and waited for my IVA failure certificate, instead I received a letter that she wanted to convene another variation meeting to try and reduce the payment as she didnt want me to go bankrupt, however I would have to pay £500 plus VAT to secure each creditor??? Now Im no rocket scientist but even someone who is very poor with money knows that if I cant pay 814 then I cant be finding xxxx amount !!!!
When I spoke to my IP yesterday and said that I still wanted to go bankrupt, should flew off the hande at me saying she would make sure she would make loads of money out of me if I did the deed rather than going down her route ?????
Anybody got any ideas about this? Im too tired to worry about this anymore and as far as Im concerned they can have what they want as the fight has been drained out of me. I tried my best to pay back what I owe but it hasnt worked out !
Apologies for the long post !
0
Comments
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Jebus, who is your IP?Would you ask the wolves to look after the sheep?
CCCS funded by banks0 -
J Casey and Co, which I was put onto by payplan as they deal with people in the Emergency Services ??0
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