We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Help - redundant and pregnant!

Hi,
The company I work at has undergone a restructure, resulting in redundancies, one of which is unfortunately me.

To add to the stress (although it is lovely news and planned before the work situation happened) I am 10 weeks pregnant.

My partner works in a restaurant on minimum wage, we do not have any savings, I have an overdraft of about £1k from struggling on my own before I met my partner. There is no way we can live on his salary, even if we are very frugal!! I want to know if I can get any help paying our mortgage when I am jobless. I will sign on to get JSA, and of course I will try to get a new job but it might be difficult when I start to show, and I am worrying already about telling potential new employers. Any new job I will not get maternity pay, but I am so scared that I am going to lose our flat if the payments cant be met. Can anyone advise??

Thanks xx

Comments

  • I'm sure people will be along in a mo; however you could check out:

    http://www.entitledto.co.uk/

    Hope everything goes well with the baby!
  • Apolonation
    Apolonation Posts: 304 Forumite
    edited 27 January 2010 at 10:27PM
    You may get help - you need to ask your local Jobcentre for the mortgage advice line it's a department in your local Benefit Delivery Centre, it's a dedicated number you can get from your Jobcentre. They can usually pay the interest portion of your mortgage however there is a qualifying period (13 weeks from memory) - best thing is to speak to the experts at the Benefit Delivery Centre.

    HOWEVER as your partner is working I think that might disqualify you from the eligability criteria - as you would need to claim as a couple, and his income would be factored into the calculations.

    Best thing to do is ask the experts - by giving them a call.

    Good luck
    whinge intr.v. whinged, whing·ing, whing·es Chiefly British To complain or protest, especially in an annoying or persistent manner.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.