We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Unwarranted paypal fees!!!!!!

2

Comments

  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    smile30 wrote: »
    Thank you for you sarcastic advice, very helpful i'm sure!!

    Thankfully I had some advice from a much more understanding and politer member and managed to solve the problem with their help.

    I suggest as this is a site for helping people solve problems that you change your attitude when offering help or don't bother giving advice at all!!

    ????

    There was absolutly nothing wrong with Jemma-T's advice!
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • cyberbob
    cyberbob Posts: 9,480 Forumite
    1,000 Posts Combo Breaker
    If its fraudulent use of a credit card all you need is proof of posting to defend it. Phone paypal and speak to them. Sometimes they don't understand there own rules you will then just have to fax them a copy of the POP. Then you should get refunded
  • Voyager2002
    Voyager2002 Posts: 16,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    ????

    There was absolutly nothing wrong with Jemma-T's advice!

    Jemma-T has obviously never tried to telephone Paypal.

    Yes, if a company has reasonable customer service and operates in a professional manner then there is a reasonable chance that a telephone call can resolve a problem. But Paypal is not like that. People like Jemma-T should refrain from giving advice when they do not understand the problem.

    Oh: and it took me all of 20 seconds to understand the problem facing the OP, so Jemma-T's comments about his lack of clarity reflect more on her own intellectual abilities than his.
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    cyberbob wrote: »
    If its fraudulent use of a credit card all you need is proof of posting to defend it. Phone paypal and speak to them. Sometimes they don't understand there own rules you will then just have to fax them a copy of the POP. Then you should get refunded

    I had a similar problem a couple of years ago.

    I sold a camcorder on eBay, cleared payment from a verified UK paypal member, posted it RM Standard Parcels, proof of postage all FINE.

    The buyer, who's English and understanding of a basic postal system was poor, complained to PayPal saying she never received the goods.

    I sent PayPal PoP but it wasn't good enough, my PayPal account was still overdrawn. I must have emailed and phoned PayPal a dozen times asking them "Have you ASKED the buyer whether they've CHECKED at the local ROYAL MAIL DEPOT, and have they confirmed either way to you????"

    Neither PayPal nor the buyer understood the concept of having missed a delivery and having to go to the depot to collect it. They just didn't get it. So I was screwed over.

    Thankfully a few weeks later I got a shirty email from the buyer to say "You've no idea how far I had to walk to get my item. I've told PayPal about it and they've released the funds to you but I'm not happy about how far I had to walk".... What a cheek!!! Ruined my PayPal reputation (which is now squeaky again but still) and nearly stole my old camcorder and money because an international payment processing company didn't understand the concept behind GOING TO A DEPOT TO COLLECT A MISSED DELIVERY. Jesus H....

    Good luck OP! I feel you may need it :o
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • dazza.mk
    dazza.mk Posts: 1,927 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    OP

    Ignore all comments re: Proof of Postage, this is fine if you need to / can claim for lost items from the Royal Mail insurance but it is useless for Paypal.

    In order to qualify for the Seller Protection Policy you need the following:
    • "Ensure that the item is “Eligible” for Seller Protection, as displayed in your ‘Transactions Details’. Your ‘Transaction Details’ are in your PayPal email receipt. You can also find your ‘Transaction Details’ by logging in to your PayPal account, and clicking ‘Details’ next to the relevant transaction
    • Send tangible goods.
    • Post to the address provided in the "Details" link in your account history
    • Retain proof of delivery that can be tracked online, such as Royal Mail’s Recorded Delivery. If your buyer picks the item up in person or you cannot provide proof of delivery that can be tracked online, your transaction will not qualify. This includes items posted with first class postage
    • For items with a value of £150 or more, you need to provide proof of signature from the recipient
      Post the item within seven days of receiving payment
    • Only accept payments in full from a single PayPal account
    • Respond to all PayPal enquiries within the deadlines as disputes need to be resolved within a specific timeframe "
    Also note the Seller Protection policy applies everywhere for on-ebay sales, for off-ebay sales it only applies where buyer & seller are located in UK, USA or Canada only.
  • kriss_boy
    kriss_boy Posts: 2,131 Forumite
    Ebay and Paypal hold a monopoly over internet auction market.

    So they bully us all and we can only sit back and take it. No other auction site has the exposure of ebay so its harder to sell things for competitive prices without using ebay.
  • woody01
    woody01 Posts: 1,918 Forumite
    I refused to use Ebay at the point PayPal became mandatory.

    In my opinion, PayPal operate on the fringes of the law and i wouldn't give them a penny.
    I sold a camcorder on eBay, cleared payment from a verified UK paypal member, posted it RM Standard Parcels, proof of postage all FINE.
    Thats not proof of receipt and delivery though is it.

    How about you bought something from a famous High Street store online.
    If it didn't arrive, but they proved they posted it, would you just let it go or ask for a refund.

    The problem is, too many people use Ebay/PayPal without any knowledge of the pitfalls involved.
  • woody01
    woody01 Posts: 1,918 Forumite
    try to ingore the pricks on this site.

    You being a classic example.
  • kriss_boy
    kriss_boy Posts: 2,131 Forumite
    True, the whole structure and procedure regardning refunds leaves sellers open to fraud too.

    I no longer sell expensive items on it, just cheap games, clothes, CDs etc

    I used to buy and sell expensive guitars (£1000+) on ebay 4 or 5 years ago, wouldnt dream of it now.
  • flexrider
    flexrider Posts: 745 Forumite
    Jemma-T has obviously never tried to telephone Paypal.

    Yes, if a company has reasonable customer service and operates in a professional manner then there is a reasonable chance that a telephone call can resolve a problem. But Paypal is not like that. People like Jemma-T should refrain from giving advice when they do not understand the problem.

    Oh: and it took me all of 20 seconds to understand the problem facing the OP, so Jemma-T's comments about his lack of clarity reflect more on her own intellectual abilities than his.


    Jemma just gave you some advice and was being helpfull no need to shoot the messenger im afraid,

    and she does have a point because i talk to paypal quite a lot because there whole disputes process can confuse the most intellengent people on the planet, if the number your using to contact them try google the say no to 0870 site type the paypal number and you will find 10 different numbers to try for your problem,

    i had the same problem because i do ebay and sell online digitial products, regardless of the sitution, if you can prove you posted items your working to paypal policys because you posted a phyicial item to the customer, it is was a ebook then yeah they buyer had more rights because it was not covered, paypal cover that as intangable goods,

    anyway hope that helps
    "MSE Money saving challenges..8/12/13 3,500 saved so far :j" p.s if i been helpfully please leave me a thank you but seek official advice at all times from a pro
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.