We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

CC Debt - need I be concerned?

I was stupid enough, about 7 years ago, ro run up a credit card debt, Lowell contacted me, and I arranged to pay £11.50 a month (the debt was about £800) - I have been paying this for roughly two years. So I would still owe roughly £550. However when I viewed my Experian and Equifax credit report, it is not showing at all, not default, not ATP, nothing....should I see this as a good thing?

Comments

  • CannyJock
    CannyJock Posts: 3,838 Forumite
    1,000 Posts Combo Breaker
    wizzywig27 wrote: »
    I was stupid enough, about 7 years ago, ro run up a credit card debt, Lowell contacted me, and I arranged to pay £11.50 a month (the debt was about £800) - I have been paying this for roughly two years. So I would still owe roughly £550. However when I viewed my Experian and Equifax credit report, it is not showing at all, not default, not ATP, nothing....should I see this as a good thing?

    Sounds good to me if there's no trace of it.
    "A child of five could understand this. Fetch me a child of five." - Groucho Marx
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.7K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.8K Work, Benefits & Business
  • 603.2K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.