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Foraging in February for those elusive NSDs!
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I have worked out a weekly budget £40 gave my sis my credit cards, took the £40 out of the ATM then put the debet card in the freezer-only going to de-frost it on Sat:)
Feels that I'm at the start of a very long road but at least I'm heading in the right direction. hope to bust my pleadge!!!0 -
I only managed 16 NSDs last month and am pledging 20 again this month. Am gonna try my hardest especially as there's only 24 days left until my next payday. I have a weekend away from next Friday till Sunday, so will just have to work hard at NSDs for the rest of the month.
Cheers
Casper
x xLBM Feb 09[STRIKE] £64 427.32[/STRIKE] £13 700.59! Sub £15 000!
DFD July 2018
GC 01Dec ~ 30Dec £40.00 SSF £00.00
NSD 00/20 WSC (08~14) £13.59 SSF £00.00 DFW Nerd 319 Proud To Be Dealing With My Debts!
"Captain Jack Harkness! When will you learn that you can't solve every problem by shagging it?!"0 -
Can I pledge 14 NSD for February please?Without overpayments: 15 years, 1 monthsBecause of overpayments: 10 years, 10 months left until paid off0
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Please can I join ?
I can't do complete no spend days as I pay train fare every day to get to work as it is cheaper to do it daily and I would feel a fraud saying it was a NSD when I was paying this
What I would like to do though are NSD's where I dont buy coffee (damn you Costa) and lunch on the way to work or groceries that we really don't need !! So really any unecssary spends - I am hoping this will save me a fair amount as just coffee and lunch comes to £5.50 a day :eek: I am sure I am capable oif making a sandwich or some soup !! I also get free tea/coffee at work but I just cannot resist Costa Latte !!
So I work term time and in Feb I expect to be working 13 days this month as term time only and on Mon/Tue I am not in as I need to see the Dr to make sure the Shingle I have had have cleared up
So I am going to aim for 10 days in Feb a it is my 1st month and I am afraid if I really fail then I might not bother again :mad:
So . . . . .10 NSD'S IN FEB ON WORK LUNCHES, COFFEE AND EXTRA SHOPPING !!
Hope this is ok and that I am allowed to join :j
T xx0 -
Hi everyone, only an hour and 10 mins until Feb starts and the new challenge begins! I'm already trying to work out what to 'make' to take as a girly gift on Friday to friends dinner night in, to stop me from going to the shop and buying a bottle of wine and box of chocs! My beautiful Arran Aromatics bath set has already been errrr re-allocated for MIL's birthday prezz (it's ok, I've got so much already) xx0
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Please can you put me down for 20 of those pesky, elusive NSD.
Good luck everyone!0 -
Morning everyone !
Can I be put down for 10 days in February please? Just missed my target by 1 day last month so determined to do it this month !:jWeight loss to date 1st 11.5lb :j0 -
welcome tashja, you make the rules as to what is a NSD, and if i was you, i wouldnt count train fare either.
Im counting anytime i open my purse/use a card as a SD whether its shopping or a chippie tea lol
Anyhoo im just saying that is gonna be a mahoosive spend day today, as PIL tickets go on sale at 12, and they normally sell out within an hour and half,
so cross fingers for me eveyone i can get through and buy buy buy lol
i also might as well get my leeds lions ticks and NABD too, well if im gonna spend might as well make it big lol
(these are all motorbike rally ticks btw),If we can put a man on the moon...how come we cant put them all there?
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Hi BigMumma
Thanks for this challange. Can I try on 5 for size?
BDebt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0 -
Please can I join ?
I can't do complete no spend days as I pay train fare every day to get to work as it is cheaper to do it daily and I would feel a fraud saying it was a NSD when I was paying this
What I would like to do though are NSD's where I dont buy coffee (damn you Costa) and lunch on the way to work or groceries that we really don't need !! So really any unecssary spends - I am hoping this will save me a fair amount as just coffee and lunch comes to £5.50 a day :eek: I am sure I am capable oif making a sandwich or some soup !! I also get free tea/coffee at work but I just cannot resist Costa Latte !!
So I work term time and in Feb I expect to be working 13 days this month as term time only and on Mon/Tue I am not in as I need to see the Dr to make sure the Shingle I have had have cleared up
So I am going to aim for 10 days in Feb a it is my 1st month and I am afraid if I really fail then I might not bother again :mad:
So . . . . .10 NSD'S IN FEB ON WORK LUNCHES, COFFEE AND EXTRA SHOPPING !!
Hope this is ok and that I am allowed to join :j
T xxI've underlined the bits I'm hoping fellow Challengees will read, so I hope you don't mind my borrowing your bit
....trying to work out what to 'make' to take as a girly gift on Friday to friends dinner night in, to stop me from going to the shop....xxwith melted value dark chocolate & bashed up value mint imperials :drool: for BIL b'day...if I can leave the mints alone that is
Hi BigMumma
Thanks for this challange. Can I try on 5 for size?
BFull time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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