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Soa
alyssa_liss
Posts: 647 Forumite
Can someone have a look at this for me and see if ive missed anything
thankyou
Statement of Affairs and Personal Balance Sheet
Household Information
Number of adults in household........... 1
Number of children in household.........
Number of cars owned....................
Monthly Income Details
Monthly income after tax................ 850
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 850
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 347
Management charge (leasehold property).. 0
Council tax............................. 0
Electricity............................. 0
Gas..................................... 0
Oil..................................... 0
Water rates............................. 0
Telephone (land line)................... 0
Mobile phone............................ 30
TV Licence.............................. 0
Satellite/Cable TV...................... 18
Internet Services....................... 18.5
Groceries etc. ......................... 30
Clothing................................ 20
Petrol/diesel........................... 60
Road tax................................ 15.84
Car Insurance........................... 83.4
Car maintenance (including MOT)......... 30
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 10
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 20
Haircuts................................ 5
Entertainment........................... 20
Holiday................................. 0
Emergency fund.......................... 0
Total monthly expenses.................. 707.74
Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 0
No Secured nor Hire Purchase Debts
Unsecured Debts
Description....................Debt......Monthly...APR
cr.............................0.........0.........0
Total unsecured debts..........0.........0.........-
Monthly Budget Summary
Total monthly income.................... 850
Expenses (including HP & secured debts). 707.74
Available for debt repayments........... 142.26
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 142.26
Personal Balance Sheet Summary
Total assets (things you own)........... 0
Total HP & Secured debt................. -0
Total Unsecured debt.................... -0
Net Assets.............................. 0
Created using the SOA calculator at www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission, using Firefox browser.
thankyou
Statement of Affairs and Personal Balance Sheet
Household Information
Number of adults in household........... 1
Number of children in household.........
Number of cars owned....................
Monthly Income Details
Monthly income after tax................ 850
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 850
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 347
Management charge (leasehold property).. 0
Council tax............................. 0
Electricity............................. 0
Gas..................................... 0
Oil..................................... 0
Water rates............................. 0
Telephone (land line)................... 0
Mobile phone............................ 30
TV Licence.............................. 0
Satellite/Cable TV...................... 18
Internet Services....................... 18.5
Groceries etc. ......................... 30
Clothing................................ 20
Petrol/diesel........................... 60
Road tax................................ 15.84
Car Insurance........................... 83.4
Car maintenance (including MOT)......... 30
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 10
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 20
Haircuts................................ 5
Entertainment........................... 20
Holiday................................. 0
Emergency fund.......................... 0
Total monthly expenses.................. 707.74
Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 0
No Secured nor Hire Purchase Debts
Unsecured Debts
Description....................Debt......Monthly...APR
cr.............................0.........0.........0
Total unsecured debts..........0.........0.........-
Monthly Budget Summary
Total monthly income.................... 850
Expenses (including HP & secured debts). 707.74
Available for debt repayments........... 142.26
Monthly UNsecured debt repayments....... 0
Amount left after debt repayments....... 142.26
Personal Balance Sheet Summary
Total assets (things you own)........... 0
Total HP & Secured debt................. -0
Total Unsecured debt.................... -0
Net Assets.............................. 0
Created using the SOA calculator at www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission, using Firefox browser.
0
Comments
-
A few suggestions that I noticed -
Can you get rid of sky tv?
Reduce your mobile tariff if your network will allow?
Cut down altogether on clothes or reduce to £10?
Don't forget to shop around for car insurance come renewal time#39 - Save £12k in 20250 -
Hi ...
Not sure if this is what you want - but:
Council Tax: Electricity : Gas : TV Licence: Insurance ????If many little people, in many little places, do many little things,
they can change the face of the world.
- African proverb -0 -
You can live on £30 a month for food???
Your car insurance is extortionate!
TV licence? If you have satelite you still need a TV licence...
OR are you living at home and rent includes food apart from lunches?
DFW Nerd #025DFW no more! Officially debt free 2017 - now joining the MFW's!
My DFW Diary - blah- mildly funny stuff about my journey0 -
its for my OH
he still lives at home hense no council tax etc.... just seeing if there was anything major ive missed off
i know his insurance is ridicluous, hes thinking of selling it and using my older car that i was going to sell instead0 -
*deleted, got my sums wrong :whistle:0
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