is it covered (lloyds tsb contents)

keithadams

I am wondering i have lloyds tsb contents insurance. my laptop a acer aspire 8920 since my daughter (bless her) knocked a glass of coke onto the laptop its been doing funny things it wont charge properly the blu ray drive no longer reads blu ray and the system often freezes. ive put up with this for a while now but starting to get annoyed with it. will my insurance cover this.

Keith

luci

Have you paid for the Accidental Damage extension on your insurance policy?

dogbot

Unless you have, as Luci indicates, AD on your home insurance, or have some additional gadget cover then no.

In addition, many home contents policies can be funny about the inclusion of laptops in their definitions and might limit cover in some way. If you have AD, read the section of your policy document thoroughly. If not, then try a local independent PC repairer.

dacouch

There is a good chance it's covered even if you have not selected Accidental Damage Cover, which Insurer have Lloyds TSB placed you with (It's on your schedule or policy booklet) and what month did you take it out or renew it?

oomyekim

If you have the Home Options (which could be with LTSB or numerous other insurers) or the Home Solutions (underwritten and dealt with by LTSB) it is covered, as standard on your policy if damaged within the home. You don't need any additional AD cover.

dogbot

I stand corrected. Appologies!