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** Chilly Tuesday 26th Daily Chat**

17810121336

Comments

  • clairewop
    clairewop Posts: 8,007 Forumite
    I think i need to cut back on everything :( and try and get my catalogue and cc paid off then i can start with my loan :(
    Boiler pot £30.92/£1000
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    clairewop wrote: »
    soa is up and its not looking good :(

    You have a starting point now, the only way is up :)
    No longer using this account for new posts from 2013
  • clairewop
    clairewop Posts: 8,007 Forumite
    suppose it can't get any worse :) didn't realise it was that bad though
    Boiler pot £30.92/£1000
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Most people don't. Our deficit each month was about £600 when I first posted here! No wonder we were struggling. We've all been there :)
    No longer using this account for new posts from 2013
  • Claire - in my mind the OU is BRILLIANT, it's stopped my brain cells from rotting. Makes me feel mildly intelligent when talking to people about what I do and I've made a few good friends along the way.

    The only downside with my current course is that I've got to travel to Plymouth and Exeter for my tutorials. :eek:

    I hardly wear any make up also. My skin is soo sensitive, plus I feel as though my skin can't breath properly.

    I've been very naughty and booked myself in for an eyebrow wax, manicure and facial next weekend at a nice salon in Bath.

    Cx
  • kathy40uk
    kathy40uk Posts: 874 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Don't usually join in this but I am fed up today :( am off work feeling poorly and have had a nasty letter from a collection agency about a debt I have paid!! so needed cheering up a bit and I am determined not to buy any chocolate (LOL)

    Rhanks for bring here this forum :)

    ps which Guildhall? where? FIREMEN :) hmmmmmmmm (gets coat) :rotfl:

    DFD Need to August 2027 :(

    NSD March 15/20
    NSD April 17/15
    NSD May 13/15

  • Pooky
    Pooky Posts: 7,023 Forumite
    1,000 Posts Combo Breaker
    Hello Kathy - welcome to the daily...hope you're feeling better soon....


    I dont wear makeup - can't be faffed.

    I use distilled witchazel as a toner and as for moisturiser, I use superdrugs/boots basic aqueous cream - it's £3 ish for a huge pot that lasts for months, gentle enough to use on the face and body......I use it as a soap too if my hands get really dry.
    "Start every day off with a smile and get it over with" - W. C. Field.
  • becky_rtw
    becky_rtw Posts: 8,393 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I lvoe that stuff pooky - its great for running chaffing - pop in on before you get in the bath and wash off! Saved my chaffs a few times :p

    Hello Kathy :)
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    Hi Kathy, hope you feel better soon :)
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • clairewop
    clairewop Posts: 8,007 Forumite
    am i allowed to cry now? lol
    Boiler pot £30.92/£1000
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