Overdraft Cancelled without notice

mgna20

Hi all,

I have recently discovered that my graduate overdraft had been cancelled while away on holiday (no reason given and i didn't get any notice!). I contacted LLoyds and they said they sent out a letter 30 days prior to the cancellation, which when i returned from holidays was not waiting for me at home.

I went into the branch and the lady managed to remove 2 days worth of charges+a charge for standing order bouncing (due to them cancelling the od) and said she could do nothing more.

Now the problem is that i still have a few days worth of charges in which i believe i shouldn't be obliged to pay, especially when the money from the overdraft is in a savings account next to it!

What is the best way of tackling this?

I am worried that if i fight this the wrong way they will put the other charges back on and I will end up paying all of it instead of a part. Also the charge will come out beginning of Feb, should i argue now or after they take it?

Any help would be greatly appreciated. Thanks!