Joint savings account with easy access

freeme86

I was wondering if people could advise me on which savings account to pick. My partner and I have not had a joint account before, but we would now like to open a joint savings account to save up for some holidays.
We will probably pay in at least £100 a month (between us), and although we wouldn't be withdrawing very often we would like to be able to withdraw a couple of times a year with easy access.
I have read the banking section of this website and it appears that Scottish Widows might be our best option, although i'm not sure if i'm looking at it right so any advice would be appreciated.
Thanks!

Mikeyorks

This is the article you need to read :-

http://www.moneysavingexpert.com/savings/savings-accounts-best-interest

A Regular Saver would give you the best rate for 'new' money .... but doesn't fit your criteria of dipping into it. So I think 'easy access' is your best bet.

Bit unsure where you got Scottish Widows from .. but they do a fairly good Internet saver (haven't looked at all the T&Cs) :-

http://www.scottishwidows.co.uk/bank/savings/internet_saver_account_intro.html

freeme86

Thanks for your reply, i think you are right about the easy acces, after reading that article it looks like the best options are the ones which you need a minimum of £10,000 etc though...however we will only be opening it with around £100, so unless i'm looking at the wrong section it seems that Scottish Widows is the best for us as you only need to open it with £1.