Pot hole damage received claim form...

top_banana

Hi all

Hit a pothole before Christmas and now just received claim form from council.
On the form its asking for my insurer's name, address and my policy number. I have not informed my insurer that this happened due to not worth claiming on my own insurance due to high excess.

I am in 2 minds weather to give this info to council or not, as concerned they will contact my insurers. Nothing to hide just that I have not informed insurer of pot hole damage.

Any advice please?

Quentin

You aren't forced to answer the question!

(Though it might be a breach of your insurance policy conditions if you don't inform the insurer of incidents like this)

The cost of the repairs for the damage done (which the council will presumably be paying) won't be anything like the increase (if any) to your future premiums.

Wig

I doubt you will have any success against the council, what evidence do you have that they neglected their duties?

top_banana

Wig wrote: »

I doubt you will have any success against the council, what evidence do you have that they neglected their duties?

Photos of said pothole that has been poorly repaired in past, with repair that has broke up.

Wig

Hmmm, but it's not proof of a neglect of duty is it, all you have is proof that it was previously repaired, and some time later the tarmac has sunk again? Or the repair broke up in the icy weather. Neither of which are going to be a reason for the council to pay out on your claim.

top_banana

True, See where you coming from, incident happened before the bad weather (snow) just council playing delaying tactics!!

Quentin

Advice on claiming from the council:

http://www.potholes.co.uk/claims/step_by_step_guide

The_Banker_5

How did the pothole damage your claim form?????

Can you not just ask the council for another one?

!!!!!!!!!!!!