We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Attractive offer from Virgin Credit Card
schiff
Posts: 20,319 Forumite
I'm in the middle of a 0% balance transfer period with Virgin - due to end in May.
Tucked away at the back of my last bill, with no emphasis at all, is the following:
"Promotional monthly rates available for you to use - 0.161% for balance transfers and money transfers until your November 2010 statement date for any such transactions for any amount made by your April 2010 statement date."
That equates to 1.932% per annum, which is interesting at the best of times. Not quite sure exactly what they mean by 'money transfers' but someone on here will say no doubt!
I was thinking of terminating this BT period early, in order to go for the Santander Card (no fee and 12 months).
Anyone else picked up this, and any ideas about 'way to go'?
Tucked away at the back of my last bill, with no emphasis at all, is the following:
"Promotional monthly rates available for you to use - 0.161% for balance transfers and money transfers until your November 2010 statement date for any such transactions for any amount made by your April 2010 statement date."
That equates to 1.932% per annum, which is interesting at the best of times. Not quite sure exactly what they mean by 'money transfers' but someone on here will say no doubt!
I was thinking of terminating this BT period early, in order to go for the Santander Card (no fee and 12 months).
Anyone else picked up this, and any ideas about 'way to go'?
0
Comments
-
Just found something else, which makes it less attractive!
Probably a fee of 4% for money transfers and 2.98% for Balance Transfers.
I might delete this thread later today, depending on response!0 -
Why not just go for the Santander card as well as the one you have. I have a virgin 16 month card plus a Sanatnder card.0
-
I'm in the middle of a 0% balance transfer period with Virgin - due to end in May.
Tucked away at the back of my last bill, with no emphasis at all, is the following:
"Promotional monthly rates available for you to use - 0.161% for balance transfers and money transfers until your November 2010 statement date for any such transactions for any amount made by your April 2010 statement date."
That equates to 1.932% per annum, which is interesting at the best of times. Not quite sure exactly what they mean by 'money transfers' but someone on here will say no doubt!
I was thinking of terminating this BT period early, in order to go for the Santander Card (no fee and 12 months).
Anyone else picked up this, and any ideas about 'way to go'?
Money transfer is direct to your bank account.
If you do decide to go for this, make sure you're aware of their allocation of payment rules."A child of five could understand this. Fetch me a child of five." - Groucho Marx0 -
If you go for a santander card,there is a 15 month 0% available from them as wellI have a deep burning indifference0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 247K Work, Benefits & Business
- 603.6K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards