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Moving back in after seperated

Me and my ex split a few months a go and were living together in our mortgaged home. I recently moved out and am temporary renting a house off a friend.

Neither of us are able to buy each other out and run the house on our own, we are not in neg equity or anything just unable to pay the mortgage and bills on one wage.

He has asked if me and child to move back in so i dont have to pay rent and bills and he doesnt have to pay maintence payments. We get on ok, just arent in love anymore and want the best for our child. I am currently claiming as a single parent and have for about 4 months and have not contributed to any mortgage payments in that time.

If I do move back in will I have to claim as joint even though not 'technically' together and will I need to payback any benefits which have already been paid?

Sorry to go on just not sure how this all works.

Comments

  • Jomo
    Jomo Posts: 8,253 Forumite
    I would have thought that if you are sharing the costs etc. it doesn't matter whether you are together or not. You should inform them that you are living as a couple even though you aren't because it would be a financial based decision.

    Are you sure it would work though? What happens if one or both of you find other partners?
  • anmarj
    anmarj Posts: 1,826 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I am assuming you are talking about income support - I would hold of coming to the conclusion that you have to claim as a couple if you are not, there is a visit called living together but seperated in the same household, where you can be treated as two single people rather than a couple. The visit is compulsory but would not be able to do until you make the decision to move back.

    There is no straight yes or no, it has to be looked at carefully by a specialist and they have to look at the facts of the situation. The centre would not be able to start the ball rolling until you moved back in.

    Hope this helps in someway
  • Jomo
    Jomo Posts: 8,253 Forumite
    anmarj wrote: »
    I am assuming you are talking about income support - I would hold of coming to the conclusion that you have to claim as a couple if you are not, there is a visit called living together but seperated in the same household, where you can be treated as two single people rather than a couple. The visit is compulsory but would not be able to do until you make the decision to move back.

    There is no straight yes or no, it has to be looked at carefully by a specialist and they have to look at the facts of the situation. The centre would not be able to start the ball rolling until you moved back in.

    Hope this helps in someway

    As long as they can prove that they keep their living costs totally separate which I doubt they can seeing that it has already been established that they cannot afford to do so. This includes eating arrangements.
  • You can share a house and pay jointly for the bills and food, thats what housemates do and that is the situation this couple would be in, which would mean you can claim separately as long as the DWP are satisfied that you are genuinely not a couple any longer.
  • Jomo
    Jomo Posts: 8,253 Forumite
    ruggles42 wrote: »
    You can share a house and pay jointly for the bills and food, thats what housemates do and that is the situation this couple would be in, which would mean you can claim separately as long as the DWP are satisfied that you are genuinely not a couple any longer.

    If the husband is going to pay the mortgage and all the bills how will they beable to prove they aren't a couple? Sleeping arrangements aren't hard to set up to suit.
  • mitchaa
    mitchaa Posts: 4,487 Forumite
    Not a couple in the sexual sense, that's about it though.
  • viktory
    viktory Posts: 7,635 Forumite
    I would avoid this situation at all costs - simply because it could get horribly messy if one of you meets someone else. You are either separate or together - I cannot see that you can both live somewhere in the middle comfortably, certainly not for any length of time.
  • Vader123
    Vader123 Posts: 1,104 Forumite
    1,000 Posts Combo Breaker
    From what you have said, and reading the guidance on LTAHAW you would fail the test and be classed as a family.

    On the other point, you are moving in because you can't afford to live apart (so therr has to be a element of sharing!) and hence again you fail.

    Vader
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