We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Santander Zero

I'm a santander mortgage customer, so assume that I can apply for one of these cards. I don't have any borrowing except my mortgage and a Barclaycard paid in full each month.

Is the Zero a good card ? I did think about getting the Amex cashback instead but probably wouldn't pass the credit assessment. With Zero then as they have my mortgage I think it might be easier to get approved ?????

Comments

  • CannyJock
    CannyJock Posts: 3,838 Forumite
    1,000 Posts Combo Breaker
    I'm a santander mortgage customer, so assume that I can apply for one of these cards. I don't have any borrowing except my mortgage and a Barclaycard paid in full each month.

    Is the Zero a good card ? I did think about getting the Amex cashback instead but probably wouldn't pass the credit assessment. With Zero then as they have my mortgage I think it might be easier to get approved ?????

    Probably a good card. Depends what you want it for. Doesn't do cashback if that's what you're after.
    "A child of five could understand this. Fetch me a child of five." - Groucho Marx
  • JasX
    JasX Posts: 3,996 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'm a santander mortgage customer, so assume that I can apply for one of these cards. I don't have any borrowing except my mortgage and a Barclaycard paid in full each month.

    Is the Zero a good card ? I did think about getting the Amex cashback instead but probably wouldn't pass the credit assessment. With Zero then as they have my mortgage I think it might be easier to get approved ?????

    I'm pretty sure anyone can apply whether you have other Santander products or not..... provided your credit rating isn't completly trashed :cool:


    only one way to find out.....
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.7K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.8K Work, Benefits & Business
  • 603.2K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.