Court grants charging order on our property to Llloyds

January_Embers

Last month I asked for advice regarding a problem we were having with Lloyds TSB wanting to put a charging order on our property (thread here).
We fought tooth & nail & said we'd never agree to it, but the court has granted it to Lloyds anyway

Broken_hearted

Hugs not sure what to say

January_Embers

Thanks BH
At the moment it just seems like one thing after another.

isgman

Can't say much... but have a Hug anyway ((-))

seven-day-weekend

I'm so sorry for you...what a blow.

Floss

:grouphug: That's really poo. Did they explain why they had gone in Lloyds' favour?

MORPH3US

I'm confussed, ok, so you didn't want the debt secured on your property, but surely as long as you make repayments on the debt then there isn't a problem!

M

January_Embers

We have been making regular payments of around £60 a month which Lloyds have been accepting for the last 10 months. Few months ago Mr Embers (debt is all in his name) got a letter from Lloyds sayind they were taking him to court to get a CCJ - we had no prior warning of this whatsoever. We have applied for a variation as Lloyds want us to pay £250 per month!
We received a letter for TLT solicitors saying that they were aware that we had applied for the variation order (to lower the monthly amount) and if we paid £250 to Lloyds within 7 day and agreed to a charging order they would consider our offer!
So we said no way jose and they got the charging order anyway.

Mike_St_Helens

can I ask how much the debt is for JE ?

x

January_Embers

Debt to Lloyds is about 14k

Mike_St_Helens

And they are throwing the money at it like that !! scum.... They must be spending a small fortune on your debt for oit to get to this level. Did you get the chance to explain yourself to a judge ?