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Virgin Card - Rejected Me

I have a credit score of 900 from Experian but was turned down for virgin card
could it be because i am self employed.
I owe £3233 @ 0%

Comments

  • bigstevex
    bigstevex Posts: 919 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I'd say its a combination of amount of debt and self employed
  • blacksta
    blacksta Posts: 919 Forumite
    Hi

    should i have rather say on the application that i am an employee of the company
    I owe £3233 @ 0%
  • bigstevex
    bigstevex Posts: 919 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I think self employed is always a tricky one when you apply for credit, how long have u been self employed?

    Curious but have you actually phoned them and asked if there's a specific reason why you were rejected? You can appeal the rejection also!
  • blacksta
    blacksta Posts: 919 Forumite
    I have been self employed since April 2006 / PLease advice how i can appeal the decision.

    Thanks
    I owe £3233 @ 0%
  • bigstevex
    bigstevex Posts: 919 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I can't really give advice on appealing its not something i've done, i just know its possible, do a search, i'm sure its been discussed a few times and i'm pretty sure there's sample letter to use somewhere!
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