DOC Insurance for Test Driving Uninsured Car

Wig

Wig - yes you're right to correct my statement. As we came to earlier in the thread, you can drive on an uninsured car with a DOC policy only if your DOC policy allows you to do so.

Or more correctly...... only if your DOC policy doesn't exclude cars that are not insured themselves. Which amounts to the same thing but it is this sort of wording to look for in the policy document.

But in terms of the owner of the car, your insurance cover for the car doesn't make any difference in regards to letting someone else drive it, unless their DOC policy required it. Is that correct?

Doesn't make any difference to allowing someone to drive it on their DOC cover, unless of course their DOC requires your car to be itself insured.

More generally, I'm still a bit perplexed about the law. I obviously understand that most people who want to tax a car do so to drive it, and because you need third party insurance to be on the road, making sure you have this cover when you buy the tax is a way of enforcing the law. But there are clearly cases - like mine - where this doesn't apply. Or think about an old person who taxed their car just in case their neighbour needed to drive them to the hospital in an emergency. Again, not likely but not impossible.

Road tax is an antiquated useless bit of legislation and should be scrapped IMHO, (like France did about 6 years ago). That aside, I was interested to read that which you quoted from the DVLA it seemed to me there was a glimmer of hope, perhaps if you asked DVLA to confirm......... If you were to write a written permission for Joe Bloggs to drive your car, on his DOC cover, would that satisfy the conditions for road tax? And if the answer is 'yes' what to say to a post office clerk who refused you?