We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

First Direct Bank Charges

I have just had a letter from first direct saying that they are charging me £100 in overdraft fees for going £77 over my overdraft limit last month...so I messaged them explaining that due to personal circumstances beyond my control I went over my overdraft and that I would not be able to afford to pay there excessive charges and was there anything that they could do to help me out and got an answer back basically just saying no. No help offered! (I always thought that banks were there to help you with your money problems not to add to them!)
Does anyone have any ideas about how I can get them to be more helpful or reduce the charges? £100 seems a bit excessive to me!!

Thank You :)

Comments

  • What is the £100 made up of??

    How many DDs / SOs were not paid etc??
  • 5 card transactions that I had made before I realised that I was over my limit. Do not see how that could cost them £100 though??? I don't often get bank charges so unsure of what the norm is??
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.1K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.8K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.