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Applying for a balance transfer card...

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Comments

  • Clicked on thanks. :)

    They said they would give me the credit limit along with the card in the post.

    It won't be in my wallet - I'm cutting it up so I don't spend! It's just there for my balance transfer.

    Though it does make me wonder why banks say "you must earn £x" but accept those with considerably lower incomes. Not that I'm complaining......

    I'm so chuffed!
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    Yeah income is a guideline - if you earn less but tick all the boxes and exceed some criteria by a long way (i.e. it says three months at current address but you've been there years) it evens out their credit scoring process.

    Well done anyway :o
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • Oh I see, I didn't realise that.

    Well thankyou so much again for your help. :)

    I'm going to have a bar of Dairy Milk now to celebrate! Night night! x
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