should i just not bother renewing wtc and ctc

bunnyruff

hi there i am in a muddle with the tax credit lot and was wondering maybe i should just stop claiming for it as i dont work all the time and am casual so i sometimes dont work for a couple of weeks , i owe them money already and am afraid that everyyear i will be hit with an overpayment and it will all just carry on.any advice is appreicate ( sorry i cant remember how to spell it and am very new to computers)

CIS

I presume your claiming CTC ?, or do you have a partner that works ?

bunnyruff

hello yes i did have a partner but we split up and that is what caused my overpayment i now have to pay back his share of the overpayment . but for my renewals it is just for me i claim for

mad_bad_spender

We are now owe a couple of thousand in overpayments. Last year we sent in the form with the previous years earnings as you have to or they ask you to pay it back. They sent our award letter saying that they would be paying us even though that was going to put us further in debt. I phoned them to ask them not to make any payments as they were putting us further in debt but they said they had to or we would have undue hardship. I am telling them I dont want the money but they are insisting on putting us in a worse situation. Nuts or what.

CIS

Do your average weekly hours come to over 16hrs (if you have kids) or 30hrs if you dont have kids ?

bunnyruff

when i do work,16 hours is the maximum but for instance i havent worked for 4 weeks but will have just 4 hrs work next week . i have one child of 5 years and get no other money coming in, just a very patient and generous family

nearlyrich

Are you entitled to claim IS when you are not working? I am sure there should be some support available. Tax credits is a shambles, they still send me letters asking me to claim for this year even though my children are both over 19 and I am not eligible and that's after they overpaid me last year (due to their error).

bunnyruff

i only work these few hours as just this year i havent been able to get any more and the hours i need are not availble to casual workers. i dont think i am intitled to IS i havent checked as now im in a pickle from the tax credit i feel like a criminal and to be honest all these kind of forms baffle me (though i no i filled all my details correctly) i dont understand why they dont have personal meetings where all these things can be discussed and explained in front of your very eyes im sure it would have saved them all this palava , im very hot so im rambling , apoligies

ruthyjo

mad_bad_spender wrote:

We are now owe a couple of thousand in overpayments. Last year we sent in the form with the previous years earnings as you have to or they ask you to pay it back. They sent our award letter saying that they would be paying us even though that was going to put us further in debt. I phoned them to ask them not to make any payments as they were putting us further in debt but they said they had to or we would have undue hardship. I am telling them I dont want the money but they are insisting on putting us in a worse situation. Nuts or what.

Why not put the money in a savings account. They when they ask for it back you can just give it back? You might even get some interest on it?

DazzerG

nearlyrich wrote:

Tax credits is a shambles, they still send me letters asking me to claim for this year even though my children are both over 19 and I am not eligible and that's after they overpaid me last year (due to their error).

Are you sure this isn't the annual declaration asking you to confirm income for LAST year.

mad_bad_spender

ruthyjo wrote:

Why not put the money in a savings account. They when they ask for it back you can just give it back? You might even get some interest on it?

The problem is they dont ask for it back, they just roll it over to the next year making the debt higher but never asking for the money back. They said they dont want the money back, they will claw it back over the years? How long are they going to let this shambles go on before wiping the slate clean and changing the system?