Building insurance do you think I will be covered

Loganfire

I have been living in the house for over 9 years and about 5 years ago we built a large extension which added a garage, dinning room then upstairs a hall way, bathroom and a large bedroom. Over the weekend i notice cracks in the garage within the corners, these cracks look like they are in the mortar and don't look like there in the breeze block however the all head up stairs where i found more crack's within the plaster board plus in the ceiling.

It gets worse now I am looking for cracks everywhere and I notice we have cracks in the older part of the house where the two meet. Now i am worried that the extension is either been build badly or has subsidence. The builder past away a few months ago and we only just been with our building insure for about 10 weeks I am worried to death over this, can anyone give advise on what I should do.

I have decided to contact a building engineer later today but I dreading the cost of this alone.

Ps, the local building service did pass all the builders work will this help me with my insure company

ic

Why not ring the insurance and ask them? If they do cover it, they'd send their own inspector around. I doubt they'll pay for any inspections made without their prior authorisation.

Loganfire

Spoken to the insurance company they going to send out there own inspector, which will effect my insurance if i do or don't claim, i am now hoping that it not down to bad workmanship.

Jue_xx

i think this should be covered by your buildings insurance, as long as you informed them about the extension when you had it built.

ormus

you should not have contacted the insurance company yet. should have got independent advice first.
now your property has a red flag on it.
how bad are the cracks?
width? length?