moving in together

leanne06

my fiance and i just got back together after our baby was born, im currently on income support and he is working part time as a driving instructor, i want him to move in and declare we are together,will we get tax credits?, are we going to benefit from moving in together or is it going to be a nightmare and be skint all the time, any advice helpful thanks

emma_b_4

im sure you will benefit in other ways rather than financially, it will be good for your baby to have daddy around if you are a couple. im sure you would still get tax credits isnt it when one of you is working 16 hours or more>

misty

emma_b wrote:

im sure you will benefit in other ways rather than financially, it will be good for your baby to have daddy around if you are a couple. im sure you would still get tax credits isnt it when one of you is working 16 hours or more>

I was going to suggest the opposite - waiting a bit longer if you have just got back together to see if it was going to work this time rather than splitting again and causing mor upset and financial hassle. I don't why you split so maybe this isn't an issue.

Financially it will depend on your outgoings - do you have a mortgae/rent/ council tax. https://www.entitledto.co.uk will give you a rough idea of what you would be entitiled to!! The CAB could help too. If he is working 16 or more than you would get working tax but how much would depend on individual circs.

Good luck and congrats on the baby

emma_b_4

i didnt read it as just got back together i read it as back together after baby was born.........ooops, but how old is your baby how long have you been back together?

nobody can answer the q on whether its a good idea to move in, only you two know what you are like as a couple and if it will work (although there are no guarantees in this life!!) do what makes you happy ........ we moved in together 4 years ago and have bn skint ever since.....but never been happier!

Counting_Pennies_2

All I would say is make a living together agreement if you do move back in together.

If you aren't married it is a good way of protecting yourselves some how.

It is basically looking at all aspects of living, who pays the bills, what percentage of money you put into the house in terms of mortgage if you have one and if not the rent, the sofas etc.

Then the most important part, especially as you have already had a split is to amicably sit down now and go through what would happen should you split in the future, morbid perhaps, but sensible as it will help stop any acrimony later on.

Such as who moves out, access to little one, support for after and who gets what.

We never needed it, but I can tell you in the middle of an arguement and when fearful of what may become, it is more of a peace of mind to know there is something agreed already.

Much as it isn't legally binding, it is something you can look back on later on when dealing with solicitors or between yourselves.

Sorry if I am being a bit morbid but it might help!