Hold on tight . . .we are in for a bumpy ride!!

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13

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  • maz1964
    maz1964 Posts: 903 Forumite
    First Post First Anniversary Combo Breaker
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    hello everyone

    this thread is full of new stuff id not considered so thanks to all

    wishing you all lots of luck and keep positive

    will get around to doing my own thread very soon

    take care maz:)
    Sealed Pot Challenge member 1525

    "Knowledge is the Power to get Debt Free":j

    Truecall device, stops all the unneccesary phone calls - my sanity has been restored and the peace in the house is truely priceless!:rotfl:
  • louisewh123
    louisewh123 Posts: 207 Forumite
    edited 22 January 2010 at 4:03PM
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    hi maz,

    thanks for reading!

    I am amazed at the support and ideas people have been giving, its so nice to feel your not on your own x
    [STRIKE]Debt 01.01.2010 = £70,000[/STRIKE] [STRIKE]Debt 01.02.2011 = £53,495 [/STRIKE] [STRIKE]Debt 05.05.2011 = £51,959 [/STRIKE]
    [STRIKE]Debt 01/08/2011 = £49,425 [/STRIKE]Debt 05/09/2011 = £45,610 :j
  • louisewh123
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    had a good day yesterday, even managed to get a bit of cross stitch out at the end of the day!

    Had a bit of a lie in this morning and going to go to the gym later i think.

    Should have a NSD today which is cool. Bought a few bits yesterday but still plenty left in my house keeping.
    [STRIKE]Debt 01.01.2010 = £70,000[/STRIKE] [STRIKE]Debt 01.02.2011 = £53,495 [/STRIKE] [STRIKE]Debt 05.05.2011 = £51,959 [/STRIKE]
    [STRIKE]Debt 01/08/2011 = £49,425 [/STRIKE]Debt 05/09/2011 = £45,610 :j
  • MissOptimistic
    Options
    Hi Louise
    Just wanted to say well done on all you have achieved so far - I know how hard it is to budget when you are self employed and never have a 'set' wage - It makes doing an accurate SOA almost impossible, At the moment, we too have a similar amount owing to yourselves and run our own online business which is our only source of income (apart from tax credits/child benefit and a small p/t job I have) - There is no rhyme or reason or pattern to what we might sell and when (so frustrating!) anyway I wish you all the best. You are still very young and hopefully by the time you are my age (36) you will be sorted and on your way to planning a great future.
    I will subscribe to your thread now :o
    (p.s - I have a diary too, if you are interested? - there is a gap in the middle of about a year, but its all there!)
    Miss O x
    Emergency Savings Fund - £1100
    2015 Mortgage overpayments = £
  • Cialilerin
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    Just wanted to add my best wishes - you're on the way to paying your first debt and there's a lot of support out there. when I started my diary 2 weeks ago, I thought i was on my own, but already I have friends motivating and helping me. Together we'll do it!!
    Proud to be dealing with my debts,
    light bulb moment: 2/1/2010, reviewed 7/1/2012
  • louisewh123
    Options
    thanks missoptimistic and cialilerin! I will check out both your diaries

    missoptimistic - tell me about it! Being self employed suck big time sometimes. Most months we are like " yay, we paid rent!" how did you find the xmas period and when we had all the bloody snow? we were really quiet so that didnt help but seem to be making a come back in time for this months bills! x
    [STRIKE]Debt 01.01.2010 = £70,000[/STRIKE] [STRIKE]Debt 01.02.2011 = £53,495 [/STRIKE] [STRIKE]Debt 05.05.2011 = £51,959 [/STRIKE]
    [STRIKE]Debt 01/08/2011 = £49,425 [/STRIKE]Debt 05/09/2011 = £45,610 :j
  • louisewh123
    Options
    made £20 on cash back today ( no spend ) so had a good day!
    [STRIKE]Debt 01.01.2010 = £70,000[/STRIKE] [STRIKE]Debt 01.02.2011 = £53,495 [/STRIKE] [STRIKE]Debt 05.05.2011 = £51,959 [/STRIKE]
    [STRIKE]Debt 01/08/2011 = £49,425 [/STRIKE]Debt 05/09/2011 = £45,610 :j
  • louisewh123
    Options
    had a good no spend day and got paid on some sales so all good today. The kitchen has more cat food in it than our food ....and lets just say the cat isnt get fat lol but we will manage for the rest of the week as long i remember to take the chicken out of the freezer tonight, which i forgot to do last night and ending up having having a bacon sarnie for tea. Oh dear! At least i am gaining pounds in some way lol
    [STRIKE]Debt 01.01.2010 = £70,000[/STRIKE] [STRIKE]Debt 01.02.2011 = £53,495 [/STRIKE] [STRIKE]Debt 05.05.2011 = £51,959 [/STRIKE]
    [STRIKE]Debt 01/08/2011 = £49,425 [/STRIKE]Debt 05/09/2011 = £45,610 :j
  • louisewh123
    Options
    got the chicken out! stil working and very tierd so i think i am going to finish up soon!!
    [STRIKE]Debt 01.01.2010 = £70,000[/STRIKE] [STRIKE]Debt 01.02.2011 = £53,495 [/STRIKE] [STRIKE]Debt 05.05.2011 = £51,959 [/STRIKE]
    [STRIKE]Debt 01/08/2011 = £49,425 [/STRIKE]Debt 05/09/2011 = £45,610 :j
  • louisewh123
    Options
    had a very busy week but have been keepig on top of things! Going to pay off quid co cash back of £40 for this month off CC when it clears over the next few days + £10 i had from ipoints in vouchers i spent on shopping! Will up date new amount soon.
    [STRIKE]Debt 01.01.2010 = £70,000[/STRIKE] [STRIKE]Debt 01.02.2011 = £53,495 [/STRIKE] [STRIKE]Debt 05.05.2011 = £51,959 [/STRIKE]
    [STRIKE]Debt 01/08/2011 = £49,425 [/STRIKE]Debt 05/09/2011 = £45,610 :j
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