IS, CA and maintenance - confused!

rainbow81

Hi

Can someone please give me a definitive answer to this?

I currently receive carer's allowance and child maintenance and have just put in a claim for Income support.

The carer's allowance is currently £53.10 a week and the maintenance is £55.00 a week.

Can someone please help me to understand what affect the claim for income support will have as my brain isn't up to it? I know there are deductions but how does it work out in the end?

Many thanks for your help.

x

[Deleted User]

not 100% sure on the maintenance will leave that to someone who is,for CA you get the premium which is around £29 but the £53 you get is treated as income so you get around £24 a week less CA

christine_chris_chrissy

I think this is how it works c/a is taxable I use to get i/s when I started claiming C/A I didn't know it was taxable & they reduced my I/S,.....if you are in reciept of I/S you only get to keep £20.00 of maintainance ?

leemack

I think £20 a week maintenance is disregarded, so you should get £5.70 a week I.S. From April I think there will be a full disregard of child maintenance for income support - as there already is for HB and CTB.

rainbow81

Oh goodness I am still not sure. Either the carer's allowance or income support will be reduced though, and then I will get a carer's premium of about £30.00? Is that right?

I am guessing the IS won't make much difference, if any, I just don't know how to work it out.

I tried entitled.to but it didn't say anything about carer's premiums or keeping the 1st £20 of child maintenance.

Thanks for answering

[Deleted User]

ok here goes on the CA bit ive rounded the figures up to make it easier for me -)

income support £100
CA £53
CA premium £30

they then deduct the £53 from your £130 income support = £77
but you still get paid the CA seperately=£53 + £77 = £130

HTH

leemack

If you're single:

64.30 income support personal allowance
29.50 carers premium (part of your income support)
93.80

From this £93.80 is subtracted your carers allowance of £53.10 and your maintainance apart from a disregarded amount of £20.

This gives a grand total of £5.70 a week income support.

This means you would be receiving:

£5.70 a week income support
£53.10 a week carers allowance
£55 a week maintainance

As you can see the income support is the only one that has anything deducted.

You should also then receive child benefit, child tax credit,housing benefit (only if you rent)and council tax benefit, if you have a mortgage then you would need to claim mortgage help from income support by completing an MI12 form.

DX2

rainbow81 wrote: »

Hi

Can someone please give me a definitive answer to this?

I currently receive carer's allowance and child maintenance and have just put in a claim for Income support.

The carer's allowance is currently £53.10 a week and the maintenance is £55.00 a week.

Can someone please help me to understand what affect the claim for income support will have as my brain isn't up to it? I know there are deductions but how does it work out in the end?

Many thanks for your help.

x

How much the law says you need to live on
Income Support: £64.30 = for you
: £29.50 = caring for someone
Total: £93.80

Income you told us about: £53.10 = Carers allowance

The weekly amount you will receive:
The amount the law says you need to live on £93.80
Less the income you told us about £53.10
total amount of Income Support = £40.70 per week

40.70 pw IS -35.00 child maintenance (you get to keep the first £20 before it affects your IS)
= £5.70 IS
Didn't read the rest of the replies :doh: leemack beat me to it

rainbow81

Thank you! That makes sense now.

What will I put that extra £5.70 towards? :rotfl: