Reclaiming idea

amtrakuk

I havent been in touch with this subject for a few months. Am getting bank charges for unofficial overdrafts. What (if proven successful procedures are in affect for reclaiming. Note I have successfully reclaimed in the past against this account.

just had an angry thought, perhaps we can ask for a trackable report for the serial numbers of the pound notes involved in the transactions/debits/charges involved?


A

noh

You will be lucky.
We haven't used pound notes since 1988.

amtrakuk

?? surely as every fiver has a "trackable" serial number on them, then it surely is trackable?

amtrakuk

BTW - Happy B'day to me Hoping to claim back my tax payers money!

tripled

amtrakuk wrote: »

I havent been in touch with this subject for a few months. Am getting bank charges for unofficial overdrafts. What (if proven successful procedures are in affect for reclaiming. Note I have successfully reclaimed in the past against this account.

just had an angry thought, perhaps we can ask for a trackable report for the serial numbers of the pound notes involved in the transactions/debits/charges involved?


A

Eh?

..........

natweststaffmember

Well, I have heard some odd things on the reclaims board but that is ridiculous, no bank tracks the individual serial number of a bank note.

orc_2

noh wrote: »

We haven't used pound notes since 1988.

Sorry does we refer just to England?? :rolleyes: MSE covers the whole of the UK.:rolleyes:

Pound notes are still issued by Scottish and NI Banks and are legal tender- throughout the whole of the UK.:D:eek:

oscar52

orc wrote: »

Pound notes are still issued by Scottish and NI Banks and are legal tender- throughout the whole of the UK.:D:eek:

Only if you can convince dullards on the checkout in shops/supermarkets etc that they are legal tender. Even had some refuse £5 £10 amd £20 notes - because it's "funny money"

noh

orc wrote: »

Sorry does we refer just to England?? :rolleyes: MSE covers the whole of the UK.:rolleyes:

Pound notes are still issued by Scottish and NI Banks and are legal tender- throughout the whole of the UK.:D:eek:

Scottish and Northern Ireland notes are not legal tender. They have the staus of promissory notes.
From the Bank of England web site FAQ

"Are Scottish & Northern Irish notes legal tender?
In short ‘No’ these notes are not legal tender; only Bank of England notes are legal tender but only in England and Wales.
The term legal tender does not in itself govern the acceptability of banknotes in transactions. Whether or not notes have legal tender status, their acceptability as a means of payment is essentially a matter for agreement between the parties involved. Legal tender has a very narrow technical meaning in relation to the settlement of debt. If a debtor pays in legal tender the exact amount he owes under the terms of a contract, he has good defence in law if he is subsequently sued for non-payment of the debt. In ordinary everyday transactions, the term ‘legal tender’ has very little practical application."

I don't believe there are any Scottish or Northern Ireland one pound notes in current circulation.

Have a look here for more info and the history of Scottish notes. http://www.scotbanks.org.uk/banknote_history.php

oscar52

natweststaffmember wrote: »

Well, I have heard some odd things on the reclaims board but that is ridiculous, no bank tracks the individual serial number of a bank note.

Thats a shame. I wanted to track a £10 note I had 6 years ago... find out what he is up to now - we went through some very tough times together.:p

Maybe someone could set up a website?? poundnotes-reunited.com:D

oscar52

noh wrote: »

Scottish and Northern Ireland notes are not legal tender. They have the staus of promissory notes.
From the Bank of England web site FAQ

"Are Scottish & Northern Irish notes legal tender?
In short ‘No’ these notes are not legal tender; only Bank of England notes are legal tender but only in England and Wales.
The term legal tender does not in itself govern the acceptability of banknotes in transactions. Whether or not notes have legal tender status, their acceptability as a means of payment is essentially a matter for agreement between the parties involved. Legal tender has a very narrow technical meaning in relation to the settlement of debt. If a debtor pays in legal tender the exact amount he owes under the terms of a contract, he has good defence in law if he is subsequently sued for non-payment of the debt. In ordinary everyday transactions, the term ‘legal tender’ has very little practical application."

I don't believe there are any Scottish or Northern Ireland one pound notes don't think anything smaller than £5 has ever been printed.

Have a look here for the history of Scottish notes and those currently in circulation. http://www.scotbanks.org.uk/banknote_history.php

True. But neither are any English notes legal tender in Scotland - they are just accepted. (If you want to get REALLY picky, no coin or note that has Quenn Liz II on it is legal in Scotland - as Queen Liz I didnt rule there previously.

I can guarantee Scottish £1 notes exist. They are green, and have a picture of Edinburgh castle on them (picture/sketch taken from Princess Street gardens.