PPI on credit card

leon123

Hi all,

Quick question with regards to a credit card I got in 2001 or 2002, I have been paying PPI on the card but i can not remember signing anything with regards to PPI.

Should I request paperwork with regards to PPI over the last 8/9 years or is it pointless trying to pursue this claim?

di3004

leon123 wrote: »

Hi all,

Quick question with regards to a credit card I got in 2001 or 2002, I have been paying PPI on the card but i can not remember signing anything with regards to PPI.

Should I request paperwork with regards to PPI over the last 8/9 years or is it pointless trying to pursue this claim?

Hi Leon

You could request for a SAR (Subject access Request) where they have 40 days to comply/send everything they hold on your accounts.
There is a £10 charge for this at £10 you can pay this by cheque payment or postal order.
There is a template letter for this here:
http://forums.moneysavingexpert.com/showthread.html?t=1475553

However, just as long as you have the account numbers you can still continue to reclaim on the reasons you believe you have been mis sold on.
The link below is the guidelines to reclaiming, with template letters and a checklist of reasons, they have 8 weeks in full to respond, and post all letters by recorded delivery. Link here to help you through this.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

Defo worth a go, good luck and ask for help anytime and please keep us posted.;)

Di

leon123

Hi Di,

Thanks for the reply.

With regards to mis sold policy, should I wait for the SAR to come back before I draft/send the first copy of the reclaim letter to the bank.

di3004

leon123 wrote: »

Hi Di,

Thanks for the reply.

With regards to mis sold policy, should I wait for the SAR to come back before I draft/send the first copy of the reclaim letter to the bank.

Your welcome.;)

It is up to you, you can continue to reclaim now if you want to, if you have the account number that is fine, or otherwise wait for your SAR info to come through.

sunnygirls

leon123 wrote: »

Hi all,

Quick question with regards to a credit card I got in 2001 or 2002, I have been paying PPI on the card but i can not remember signing anything with regards to PPI.

Should I request paperwork with regards to PPI over the last 8/9 years or is it pointless trying to pursue this claim?

Hi with my cc claim i had no paperwork i just knew id been paying ppi ,i i just put my cc number on letter and sent it in giving my reasons why i thought it had been missold Good Luck Sunny