We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

When does a search happen

I tried applying for the tesco 0% spending card online and got rejected right after I filled in my details. Will it have done a full credit search at this point or just turned me down on the basis of the income/other cards details I put in?

Just wondering if Im ok applying to other cards.

Comments

  • cifpower
    cifpower Posts: 6,502 Forumite
    They may have performed a search. The only way to be sure is to check your credit file.
  • lisyloo
    lisyloo Posts: 30,113 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Impossible to say.
    It's possible they did an instant on-line search and also possible they rejected you before that.

    One search will not cause huge problems.
    So if that's the only one you've done in last few months then there is nothing to be concerned about.
    If you've have loads of searches then it could be an issue, but one is not an issue.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.7K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.8K Work, Benefits & Business
  • 603.2K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.