Looking for a LOB CC - advice please

flutterbyuk25

Hey all

I'm looking for a LOB CC as I'm fed up of tarting every 6/12mths on 0% so think LOB is best way forward. I have £4000 to BT.

I earn £19900 so am £100 short of the £20k earnings requirement of the Barclaycard simplicity CC should I give it a shot anyway or not bother?

Other than that there are only the MBNA or Leeds BS ones that appear on Martin's guide. One of my cards I want to BT from is MBNA so it discounts that too!

Are these the only 3 cards that offer LOB or am I looking in the wrong places?

x

CannyJock

Try here http://www.stoozing.com/lob.php

EDIT: You're not £100 short. Don't you get a bonus that would top it up? Isnt your earnings boosted by selling things on that ebay place? Isn't there that savings income too? Or the cashback you earn from cashback purchases? I'm pretty sure if you look at it again, you'll find another £100

flutterbyuk25

CannyJock wrote: »

Try here http://www.stoozing.com/lob.php

EDIT: You're not £100 short. Don't you get a bonus that would top it up? Isnt your earnings boosted by selling things on that ebay place? Isn't there that savings income too? Or the cashback you earn from cashback purchases? I'm pretty sure if you look at it again, you'll find another £100

Thank you. I'll look at that later.

I don't get a bonus but I do 'earn' that much from cashback sites and ebay! Didn't think those counted lol :rotfl:but will try if needed!!

x

CannyJock

You'd be surprised what you can put down as income - so long as you can justify it - reasonable estimates based on history and forecasts have all been used in the past. Especially if the application form asks for "household income". Making up a number that you can't justify is a whole different ball game likely to get you into trouble, but with a bit of imagination, anyone can find an extra £100 no problem