Bank Charges takes all benefit

oldmotherreilly

Your son needs to write a letter to his bank and tell them that he wishes to instigate his first right of appropriation. He then needs to detail exactly how much he needs to live on each week ie how much for rent/housekeeping, how much for utility bills, how much for clothes, how much for food-this should roughly equate to the amount of benefit he receives. The bank then CANNOT touch his benefit money to pay for anything else, including any charges they may wish to levy against the account. I would also ask for written confirmation from the bank that they have received and actioned the letter. I was given this information on a debt management course by the CAB and know several people who have used it successfully . Make sure you use the exact phrase though as the letter must apparently contain them. Someone has already given a template letter on a different part of the forum-this is the link
http://forums.moneysavingexpert.com/...html?p=5925091
Hope this helps!