PPI claims in the Republic of Ireland

Whatagain

Hi, Apologies if this has been covered before. I did have a look and could not see anything similar.

My OH is Irish and has a Euro based Bank of Ireland Credit Card. He rarely spent on it but on his latest bill I noticed he has been paying a PPI charge. I have double checked his records and he was a student when he was offered the insurance, it states this on the application. It also states in the small print that students are ineligible to claim.

He was a student for a long time and was ineligible to claim for 5 years out of the 7 he has had the card. As he rarely spent on the card it is not a huge amount but the €5 or so charges each time add up pretty rapidly over a long period of time.

I've done a search on Irish websites and found some articles which mention that it has often been sold unlawfully. I just wanted to know if anyone has any experience of claiming from Ireland? I'm planning to follow a similar model to making a UK claim.

If anyone has any advice or experience it would be most appreciated.

Thanks for your help,

Whatagain

di3004

Whatagain wrote: »

Hi, Apologies if this has been covered before. I did have a look and could not see anything similar.

My OH is Irish and has a Euro based Bank of Ireland Credit Card. He rarely spent on it but on his latest bill I noticed he has been paying a PPI charge. I have double checked his records and he was a student when he was offered the insurance, it states this on the application. It also states in the small print that students are ineligible to claim.

He was a student for a long time and was ineligible to claim for 5 years out of the 7 he has had the card. As he rarely spent on the card it is not a huge amount but the €5 or so charges each time add up pretty rapidly over a long period of time.

I've done a search on Irish websites and found some articles which mention that it has often been sold unlawfully. I just wanted to know if anyone has any experience of claiming from Ireland? I'm planning to follow a similar model to making a UK claim.

If anyone has any advice or experience it would be most appreciated.

Thanks for your help,

Whatagain

Hello there

I think your OH should definately give it a go, hopefully others who are from Ireland will also post up with their experience as well.
I am not sure if the timescales are the same but the procedures should be.
For more on reclaiming with useful guidelines to reclaiming here:
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance
Check though the link and also check the mis selling checklist for other reasons, but with your OH just being a student at the time, he has a good case anyway.
May I ask if possible how long ago this was?
Yet many have still been successful on reclaims going back as far as the 1990's.;)

Please ask for help anytime as well, good luck, and keep at them.

Di

Whatagain

Thanks for your help Di!

I will give it a go and keep this thread updated with my progress. Hopefully it will help anyone else in the same situation as I know there are quite a few people from Ireland on here.

Bring it on.

SnowWhite

di3004

Whatagain wrote: »

Thanks for your help Di!

I will give it a go and keep this thread updated with my progress. Hopefully it will help anyone else in the same situation as I know there are quite a few people from Ireland on here.

Bring it on.

SnowWhite

Your welcome and good luck, look forward to hearing the outcome on this.;)

marshallka

Hi, as this the republic of Ireland i don't know if the Ombudsman here in the UK could deal with it. I know they say Northern Ireland is covered but don't think the republic of ireland is?? Cannot be 100% but i am hoping someone will confirm this.

Good luck

shaaarn

Hello Whatagain, I was wondering if you had found out anything further about Irish PPI claims, my dad is asking for assistance on this and Im wondering if the same rules apply in the emerald isle?

amersall

shaaarn wrote: »

Hello Whatagain, I was wondering if you had found out anything further about Irish PPI claims, my dad is asking for assistance on this and Im wondering if the same rules apply in the emerald isle?

Hi there,this thread is 19 months old,doesnt look like the poster came back :eek:

Post your question here
https://forums.moneysavingexpert.com/discussion/1460775

and you will get all the help you need.