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CCA approach guidance

Seen in the QA pages
This piece of law applies to new charges from 6 April 2007, but only applies to people who had charges before April 2007 if the borrowing was still outstanding on 6 April 2008.
Can somebody give me a 'frinstance' on this one please?
I really am inclined to have a go using the CCA.
if the borrowing was still outstanding on 6 April 2008.
Will 'they' not argue that the any charges would have been paid off first and therefore the borrowing would not have been outstanding?
Are there any fresh developments on charges before 6 Apr 2007?
This discussion has been closed.
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