We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Help with Lloyds TSB CC Payment.

Hi,

I payed my bill from my Lloyds current account 2 days ago. The money left yesterday. I used the sort code and account number for credit cards and put my card number as reference, as per the instructions.

The money hasn't yet arrived to the credit card. Is this normal? Do I need to wait longer?

Thanks

Comments

  • exel1966
    exel1966 Posts: 5,105 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Yes, you need to wait 3-4 days as it states on your statement as it will go through the normal BACS process.

    If you want the payment to be immediate with Lloyds cards then pay over the counter at a Lloyds branch with either cash or a debit card.
  • When I pay my LTSB Duo Card from my LTSB Premier account the payment is next day if keyed before 10pm, so a payment done before 10pm today would increase the available balance on the credit card tomorrow (So you could spend it) and then reduce the balance the next day.

    So if you have a balance of say £500 and a limit of £1000 and done a payment on a Monday it would show....

    MONDAY

    Balance £500
    Limit £1000
    Available £500

    TUESDAY

    Balance £500
    Limit £1000
    Available £1000

    WEDNESDAY

    Balance £0
    Limit £1000
    Available £1000

    At least thats how it has always worked for me.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.7K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.8K Work, Benefits & Business
  • 603.3K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.