Tart In Trouble

nearlyrich

alared wrote:

Piling up debt is no good to anyone.(except the card companies)

We must agree to differ on this point, on a stooze of just £6000 I can make almost £200 profit from a bank for no effort except to set up a DD to take the minimum each month and then remember to pay off the balance in 9 months time. No fees no interest just getting a bit back from the systems that's had plenty from me when times were hard;)

I don't feel any temptation to spend the money, it's not mine I keep it in a seperate account for the duration of the 0% term.

YorkshireBoy

alared wrote:

Stoozing...still a debt.

Piling up debt is no good to anyone.(except the card companies)

Well, stoozing has given me the equivalent of a £3.5K pay rise over the last 12 months - so I'd have to disagree with this statement.

Arch-Angel

nearlyrich wrote:

We must agree to differ on this point, on a stooze of just £6000 I can make almost £200 profit from a bank for no effort except to set up a DD to take the minimum each month and then remember to pay off the balance in 9 months time. No fees no interest just getting a bit back from the systems that's had plenty from me when times were hard;)

I don't feel any temptation to spend the money, it's not mine I keep it in a seperate account for the duration of the 0% term.

True - but stoozing should come with a MSE health warning!! It's not for me personally; not about being tempted by the money sitting in a saving account - for me it's more about forgetting to pay the money back after the 0% rate has ended. My efforts are best served by savings in other areas.

If it works for you great - but stoozing is not for everyone.

newleaf

alared wrote:

Stoozing,rate tarting, it doesn`t matter it`s still a debt.
Pay it off and don`t let it build up again.
Piling up debt is no good to anyone.(except the card companies)

I can't help but think this poster is missing the point. The 'Tart' is 'in trouble'.
Therefore we must assume she is not in any position to pay back the debt anytime soon. She has asked for help here, and it strikes me she's not getting much. Claremann please tell us some more info - who have you tried, what accounts do you already have etc. Hopefully someone will then be able to help.

Saucepot

I think the only useful advice I can offer is to suggest that it would be an idea to find out why your credit rating has fallen. A number of factors could be relevant, possibly but not necessarily divorce. This would be better than simply applying for more cards in the hope of landing one.

Thefunkygibbons

capital one can be hard to get so worth looking at the tables and trying another

You do not want too mant applications all at once though

How much money is involved?

alared

I don`t want to sound unsympathetic but "why is the tart in trouble".