Personalised Credit Cards

Fruit_and_Nut_Case

Welcome!

bake_a_lolo wrote: »

I cannot paste the link for some reason

'Cos you're new. You need to have <insert some number here> posts before you can post links.

bake_a_lolo wrote: »

Uploaded a photo of my girlfriend, she wasn't too crazy about it :-)

Post the picture and we'll tell you if her attitude is justified.

InnerDemon

Based on my own experience the photo id on cards are pointless as not many people actually took notice of it.

My mum had 1 of these cards with her photo on it. We went shopping in a number of different stores and I gave the card to the cashiers, not 1 actually looked at the photo and all gave me the slip to sign. They only looked at the card when I handed said slip to my mum to sign.

bake_a_lolo

Fruit_and_Nut_Case wrote: »

Post the picture and we'll tell you if her attitude is justified.

Hehe. It would be the end of our relationship :-)

BTW - quite funny idea - upload the photo on a sticker with some ugly dog face girl and text "my lovely Lauren" or something like that :-)

borders_dude

jarvir wrote: »

I have recently been contacted by Natwest informing me that they are withdrawing the facilty to personalise credit cards. My existing Natwest card has a photo of myself on the card and I found it an excellent added security feature to prevent fraudulent transactions. Also when photo ID is required when using the card, it eliminated the need to carry a separate photo ID...

Surely if someone wanted to they could get any picture on it? So if someone made a fradulant application for a card from the provider in your name etc; but they could send in a picture of themselves. That would surely work and would do away with any security function of the pic!

someone

N9eav wrote: »

When I used my card in the USA a few weeks ago, I never used the PIN once. Some times I did not even sign! They just swiped the card entered the security code from the back and that was that. Seems very poor security

In the US most places that sell low value items (fast food, gift shops etc) have an agreement with the bank that transactions below (I think) $20 dont require a signature.

Skimming and card fraud have always been lower in the US than the UK (but they have their own problems like 'cheque washing' which seems not to happen in the UK).

Svenena

InnerDemon wrote: »

Based on my own experience the photo id on cards are pointless as not many people actually took notice of it.

My mum had 1 of these cards with her photo on it. We went shopping in a number of different stores and I gave the card to the cashiers, not 1 actually looked at the photo and all gave me the slip to sign. They only looked at the card when I handed said slip to my mum to sign.

I used to work in retail, and wouldn't have looked at the back of the card until checking the signature (this was before chip and pin), which is when I would have seen and checked the photo. So maybe the cashiers just didn't get the chance.

someone wrote: »

In the US most places that sell low value items (fast food, gift shops etc) have an agreement with the bank that transactions below (I think) $20 dont require a signature.

Isn't that what's being bought in here in the UK with contactless technology? It's not very widely available yet, but the limit is up to £15 and no signature or pin required.